Yixin reported FY 2025 revenue of CNY11.6 billion (+17%), gross profit of CNY6.5 billion (+39%), operating profit of CNY1.7 billion (+50%) and net profit of CNY1.2 billion (+48%). Adjusted operating profit was CNY2.0 billion (+42%) and adjusted net profit was CNY1.4 billion (+33%). Transaction platform business revenue rose to CNY9.3 billion (+18%), driven by SaaS services revenue of CNY4.5 billion (2.5x) on facilitated financing amount of CNY40.3 billion (+91%), while loan facilitation services revenue fell to CNY2.5 billion (-41%). Self-operated financing business revenue increased to CNY2.3 billion (+14%), including financing lease services revenue of CNY2.2 billion (+13%). For FY 2025, Yixin facilitated 844,000 total financed transactions (+16%), with new vehicle transactions at 307,000 (-19%) and used vehicle transactions at 537,000 (+54%); total financing amount reached CNY75.1 billion (+9%), including CNY42.1 billion for used vehicles (about 56% of total). As of Dec. 31, 2025, automotive financial assets under management were CNY125.8 billion and the 90+ days past due ratio was 1.89%. The board proposed a FY 2025 final dividend of HKD0.10 per share and a special dividend of HKD0.04 per share, with payment expected on June 26, 2026 (ex-dividend date May 18, 2026). Yixin highlighted the launch of XinMM-AM1, described as the automotive finance industry’s first agentic large model, and said it strengthened its Southeast Asia footprint, citing a top-three position among local independent used-car finance providers in Singapore and Malaysia and XPort system penetration of over 50% of Singapore’s dealership network by end-2025.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Yixin Group Ltd. published the original content used to generate this news brief via IIS, the Issuer Information Service operated by the Hong Kong Stock Exchange (HKex) (Ref. ID: HKEX-EPS-20260305-12042167), on March 05, 2026, and is solely responsible for the information contained therein.
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