** BofA Global Research reinstates coverage on Visa, Mastercard, Block, PayPal, Affirm and Klarna, saying the sector is mispriced as investors overreact to AI-driven disruption fears
** Calls the overall outlook constructive, citing steady payments volumes, rising digital commerce penetration and improving cross-border trends
** Visa and Mastercard flagged as the most defensive, high-quality opportunities, with valuations at their cheapest relative to the S&P 500 in years due to regulatory and AI concerns
** BofA argues AI concerns are overstated, viewing AI instead as an operational tailwind that should support margin expansion across payments and BNPL
** Macro backdrop seen as supportive, helped by steady U.S. spending and liquidity tailwinds such as higher tax refunds, adds brokerage
Company | Rating | PO |
Visa V.N | Buy | $410 |
Mastercard MA.N | Buy | $700 |
Block XYZ.N | Buy | $88 |
PayPal PYPL.O | Neutral | $48 |
Affirm AFRM.O | Buy | $82 |
Klarna KLAR.N | Buy | $21 |
(Reporting by Rashika Singh in Bengaluru)
((Rashika.Singh@thomsonreuters.com;))
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