Independent Bank 2025 net income rises 2.62% to $68.54 million, provision for loan losses jumps 116.39% to $0.27 million

Reuters00:57

Independent Bank 2025 net income rises 2.62% to $68.54 million, provision for loan losses jumps 116.39% to $0.27 million

Independent Bank Corp. reported 2025 net income of 68.54 million, up 2.62%, with diluted EPS of 3.27, up 3.48%. Return on average assets was 1.5% and return on average equity was 14.4%. Total loans were 4.3 billion, up 5.9%, and deposits were 4.8 billion, up 2.31%. Net interest income was 180.02 million, up 8.28%. Management said it is targeting return on assets of 1.20% or better and return on capital of 13% or better while investing in commercial banking expansion, digital platforms, and AI/automation.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Independent Bank Corporation published the original content used to generate this news brief on March 06, 2026, and is solely responsible for the information contained therein.

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