CPI Card Group reported Q4 2025 revenue of USD 153.1 million, up 22.3%, with net income of USD 7.4 million (USD 0.62 diluted EPS) and Adjusted EBITDA of USD 29.4 million, up 34.4%. Q4 gross profit was USD 48.3 million and gross margin was 31.5%. Debit and Credit segment revenue was USD 128.9 million, up 40.3%, including USD 18.0 million from Arroweye; Prepaid Debit segment revenue was USD 24.4 million, down 27.0%. For FY 2025, CPI Card Group posted revenue of USD 543.5 million, up 13.1%, net income of USD 15.0 million (USD 1.25 diluted EPS), and Adjusted EBITDA of USD 96.5 million, up 5.1%. Operating cash flow was USD 59.5 million and Free Cash Flow was USD 41.3 million. The company ended 2025 with USD 21.7 million in cash, USD 265.0 million of 10% Senior Secured Notes due 2029, USD 25.0 million of ABL revolver borrowings outstanding, and a net leverage ratio of 3.1x. CPI Card Group highlighted the May 6, 2025 acquisition of Arroweye Solutions for USD 46.0 million; in the approximately eight months post-acquisition, Arroweye delivered USD 43.0 million of revenue and USD 6.0 million of Adjusted EBITDA, with additional synergies expected to take effect in mid-2026 and beyond. The company also reported completing a new secure card production facility in Indiana, entering the closed loop prepaid market, and expanding digital solutions integrations. CPI Card Group introduced a new operating structure with three business units (Secure Card Solutions, Prepaid Solutions, and Integrated Paytech) that will become reporting segments in 2026, and provided an initial 2026 outlook calling for high single-digit revenue growth and low-to-mid single-digit Adjusted EBITDA growth, including approximately USD 4.0 million of incremental costs tied to Integrated Paytech growth initiatives and approximately USD 6.0 million of tariff expenses.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CPI Card Group Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260305711785) on March 05, 2026, and is solely responsible for the information contained therein.
Comments