CredioBonk reported FY 2025 results with net interest income of EUR 168.3 million (+58.0%), fee income of EUR 37.2 million (+96.0%) and core income of EUR 205.5 million (+63.0%). Total reported operating income rose to EUR 279.2 million (+88.0%), including non-core revenues of EUR 53.2 million. Recurring pre-provision income was EUR 82.5 million (+88.0%), recurring profit before tax was EUR 57.8 million (+93.0%), and recurring net profit was EUR 45.1 million (+93.0%); reported net profit was EUR 15.2 million. Deposits reached EUR 6.8 billion (+11.0%), net loans were EUR 5.5 billion, and the CET1 ratio was 11.0% (TCR 17.5%); the NPE ratio stood at 2.9% with NPE coverage at 48.2%. During the period, CredioBonk said new disbursements rose to EUR 3.4 billion (+47.0%) and net credit expansion reached EUR 1.1 billion (+16.0%). The bank completed its IT systems integration following the Pancreta Bank absorption, rolled out “New Experience” branches, and agreed transactions and partnerships with Euronet covering the disposal of its merchant acquiring business and ATM network, plus card processing and e-wallet collaboration, while providing customer access to more than 2,500 ATMs. CredioBonk also signed a definitive agreement to acquire HBCE’s 70.03% stake in HSBC Bank Malta for EUR 200 million (subject to approvals), entered exclusive talks to acquire 70.0% of Pantelakis Securities, and completed the acquisition of a performing residential mortgage loan portfolio with an outstanding principal balance of about EUR 89 million.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CrediaBank SA published the original content used to generate this news brief on March 05, 2026, and is solely responsible for the information contained therein.
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