American Coastal FY 2025 net income rises 41% to USD 106.84 million

Reuters03-10

American Coastal FY 2025 net income rises 41% to USD 106.84 million

American Coastal Insurance reported FY 2025 net income of USD 106.84 million, up 41% from FY 2024. Total revenue rose 13% to USD 335.44 million, as net premiums earned increased 12% to USD 306.85 million on higher gross premiums earned and lower ceded premiums earned. Losses and loss adjustment expenses fell 34% to USD 46.04 million, reflecting lower catastrophe losses as no named storms made landfall in its geographic footprint in FY 2025. Policy acquisition costs climbed 38% to USD 97.84 million, driven by lower ceding commission income following quota share reinsurance term changes and higher external management fees under renewed AmRisc contract terms. Book value per share was USD 6.51 and the combined ratio improved by 7 percentage points to 60% in FY 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. American Coastal Insurance Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001401521-26-000015), on March 09, 2026, and is solely responsible for the information contained therein.

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Total revenue rose 13% to USD 335.44 million, as net premiums earned increased 12% to USD 306.85 million on higher gross premiums earned and lower ceded premiums earned. Losses and loss adjustment expenses fell 34% to USD 46.04 million, reflecting lower catastrophe losses as no named storms made landfall in its geographic footprint in FY 2025. Policy acquisition costs climbed 38% to USD 97.84 million, driven by lower ceding commission income following quota share reinsurance term changes and higher external management fees under renewed AmRisc contract terms. Book value per share was USD 6.51 and the combined ratio improved by 7 percentage points to 60% in FY 2025.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n<i>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. 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