** Investment bank Jefferies' JEF.N shares fall 3% to $37.13
** Morgan Stanley downgrades JEF to "equal-weight" from "overweight"; slashes PT to $49 from $78, still implying a 28% upside to stock's last close
** Morgan Stanley cites elevated uncertainty around credit risk and legal risk for downgrade
** Western Alliance WAL.N on Friday filed a lawsuit against JEF for not completing a payment of $126.4 million it owed the regional lender; JEF says WAL lawsuit is "without merit"
** Morgan Stanley also cited JEF's exposure to collapsed UK mortgage lender Market Financial Solutions
** "In our view, the key legal uncertainty with JEF/WAL is whether the forbearance agreement takes precedence over the non-recourse terms of the loan" - Morgan Stanley
** Four of six brokerages rate the stock "buy" or higher and two "hold"; median PT is $71 - data compiled by LSEG
** As of last close, JEF stock down 38% YTD
(Reporting by Arasu Kannagi Basil in Bengaluru)
((ArasuKannagi.Basil@thomsonreuters.com;))
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