American Express reported U.S. Consumer Card Member loans held for investment of USD 95.1 billion as of Feb. 28, 2026, down from USD 100.2 billion as of Dec. 31, 2025. U.S. Consumer net write-off rate (principal only) was 2% for the month ended Feb. 28, 2026, compared with 2.1% for the month ended Dec. 31, 2025. U.S. Small Business Card Member loans held for investment were USD 31.3 billion as of Feb. 28, 2026, up from USD 30.8 billion as of Dec. 31, 2025. In the American Express Credit Account Master Trust, the annualized default rate net of recoveries was 1.3% for Feb. 1–Feb. 28, 2026, versus 1.2% for Dec. 1–Dec. 31, 2025.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. American Express Company published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000004962-26-000121), on March 16, 2026, and is solely responsible for the information contained therein.
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