China's Jiayin Group Q4 revenue falls on regulatory impact, lower service fees

Reuters03-31

China's Jiayin Group Q4 revenue falls on regulatory impact, lower service fees

Overview

China fintech platform's Q4 2025 revenue fell 22% yr/yr, net income dropped 63%
Company attributed Q4 declines to regulatory changes and sector-wide liquidity tightening
Board repurchased 4.6 mln ADSs for $30.4 mln and adjusted dividend policy for 2025

Outlook

Jiayin Group expects Q1 2026 loan facilitation volume of RMB18.5 bln to RMB19.5 bln
Company says regulatory changes may affect results, with impact magnitude subject to uncertainty
Jiayin Group prioritizes asset quality and operational resilience amid evolving regulatory landscape

Result Drivers

REGULATORY IMPACT - Co said new regulatory framework led to sector-wide liquidity tightening and increased volatility, contributing to lower loan facilitation volume and net income
LOWER SERVICE FEES - Revenue from loan facilitation services declined due to decreases in loan facilitation volume and facilitation service fee rates
REDUCED REFERRAL FEES - Other revenue fell mainly due to lower contribution from referral fees

Company press release: ID:nGNX9mNDJ4

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 Revenue		RMB 1.09 bln
Q4 EPS		RMB 0.49
Q4 Net Income		RMB 100.60 mln

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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