LexinFintech FY25 Q4 net income drops 59% to RMB 214 million

Reuters03-30
LexinFintech FY25 Q4 net income drops 59% to RMB 214 million
  • LexinFintech posted 4Q25 net income of RMB 214 million, down 58.9% QoQ.
  • Revenue fell 11% QoQ to RMB 3.04 billion.
  • Net margin narrowed 8.2 percentage points QoQ to 7%.
  • Loan originations slipped 1.8% QoQ to RMB 50 billion, while loan balance declined 5.2% QoQ to RMB 96.6 billion.
  • All new loans originated were priced at or below an annual interest rate of 24%.


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