Equifax: Total U.S. consumer debt rises 2.9% to $18.19 trillion in February 2026

Reuters04-03

Equifax: Total U.S. consumer debt rises 2.9% to $18.19 trillion in February 2026

Equifax February 2026 U.S. National Consumer Credit Trends report put total U.S. consumer debt at USD 18.19 trillion, up 2.9% from February 2025.
Mortgage debt, including home equity loans, totaled USD 13.49 trillion, representing 74.2% of total consumer debt.
Non-mortgage consumer debt stood at USD 4.7 trillion, with auto loans and leases accounting for 36% of that total.
Auto loan and lease balances rose 1% year over year to USD 1.69 trillion.
Bankcard balances increased 4.2% from February 2025 to USD 1.1 trillion, with average utilization at 20.6%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Equifax Inc. published the original content used to generate this news brief on April 03, 2026, and is solely responsible for the information contained therein.

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