Assessing Bank Of Communications (SEHK:3328) Valuation After Steady Full Year 2025 Results

Simply Wall St.04-03 23:19

Bank of Communications (SEHK:3328) has just released its full year 2025 results, reporting CNY 173,075 million in net interest income and CNY 95,622 million in net income. Earnings per share from ...

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Earnings per share from ...</p>\n\n<a href=\"https://simplywall.st/stocks/hk/banks/hkg-3328/bank-of-communications-shares/news/assessing-bank-of-communications-sehk3328-valuation-after-st\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Assessing Bank Of Communications (SEHK:3328) Valuation After Steady Full Year 2025 Results</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAssessing Bank Of Communications (SEHK:3328) Valuation After Steady Full Year 2025 Results\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-04-03 23:19 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/hk/banks/hkg-3328/bank-of-communications-shares/news/assessing-bank-of-communications-sehk3328-valuation-after-st><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Bank of Communications (SEHK:3328) has just released its full year 2025 results, reporting CNY 173,075 million in net interest income and CNY 95,622 million in net income. Earnings per share from ...</p>\n\n<a href=\"https://simplywall.st/stocks/hk/banks/hkg-3328/bank-of-communications-shares/news/assessing-bank-of-communications-sehk3328-valuation-after-st\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"HK0001040168.HKD","symbol_name":"CLSA GREATER CHINA HIGH DIVIDEND EQUITY \"A\" (HKD) INC","start_time":0,"source_url":"https://simplywall.st/stocks/hk/banks/hkg-3328/bank-of-communications-shares/news/assessing-bank-of-communications-sehk3328-valuation-after-st","article_id":"2624666703","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7012000-choice1-main-header/1585186660482"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/hk/banks/hkg-3328/bank-of-communications-shares/news/assessing-bank-of-communications-sehk3328-valuation-after-st","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2624666703","pubTimestamp":1775229559,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"Bank of Communications (SEHK:3328) has just released its full year 2025 results, reporting CNY 173,075 million in net interest income and CNY 95,622 million in net income. Earnings per share from continuing operations came in at CNY 1.08.\nSee our latest analysis for Bank of Communications.\nThese steady full year figures sit alongside a 9.8% 90 day share price return and a 9.1% 1 year total shareholder return, suggesting interest in the stock has been building rather than fading.\nIf these...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"HK0001040168.HKD":"CLSA GREATER CHINA HIGH DIVIDEND EQUITY \"A\" (HKD) INC","SG9999001093.SGD":"United Greater China Fund A Acc SGD","SG9999001226.SGD":"UNITED SUSTAINABLE ASIA TOP 50 \"A\" (SGD) ACC","HK0001040143.USD":"中信里昂大中华高息股票基金 美元","BK1231":"综合性银行","BK1560":"内银股","03328":"交通银行","DCF":"Dreyfus Alcentra Global Credit Income 2024 Target Term Fund, Inc"},"translate_title":"在2025年全年业绩稳定后评估交通银行（SEHK：3328）的估值","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"DCF":1,"03328":0.9},"content_text":"Bank of Communications (SEHK:3328) has just released its full year 2025 results, reporting CNY 173,075 million in net interest income and CNY 95,622 million in net income. Earnings per share from continuing operations came in at CNY 1.08. See our latest analysis for Bank of Communications. These steady full year figures sit alongside a 9.8% 90 day share price return and a 9.1% 1 year total shareholder return, suggesting interest in the stock has been building rather than fading. If these results have you rethinking where the next opportunities might come from, it could be worth broadening your watchlist with the 96 top founder-led companies So, with earnings holding fairly steady, a share price that has climbed over multiple timeframes, and a small intrinsic discount suggested by some models, is Bank of Communications still undervalued, or is the market already pricing in future growth? AdvertisementPrice-to-Earnings of 6.3x: Is it justified? On the latest figures, Bank of Communications trades on a P/E of 6.3x, which screens as good value against its own estimated fair P/E of 7.2x and the peer average of 7.5x, while sitting slightly above the Hong Kong banks sector at 6x. The P/E multiple compares the current share price with earnings per share and is a quick way to see how much investors are paying for each unit of profit. For a large, established bank with high quality earnings and net profit margins of 42.3%, a lower P/E can suggest the market is not paying a premium for those earnings, even with earnings forecast to grow at 5.32% per year. Against peers, the picture is mixed. The P/E of 6.3x is higher than the Hong Kong banks industry average of 6x, which points to a slightly richer pricing than the sector, yet it still sits below both the peer average of 7.5x and the estimated fair P/E of 7.2x that the market could move closer to over time if sentiment shifts. Explore the SWS fair ratio for Bank of Communications Result: Price-to-Earnings of 6.3x (UNDERVALUED) However, the picture could change if revenue growth of 9.86% or net income growth of 5.32% slows, or if sentiment toward Hong Kong banks weakens. Find out about the key risks to this Bank of Communications narrative. Another way to look at value While the 6.3x P/E points to some value support, the SWS DCF model tells a slightly different story. With an estimated value of HK$7.41 versus the current HK$7.20, the discount is only about 2.9%, which leaves limited margin for error if expectations shift. For a closer look at how sensitive that result is to assumptions on growth and returns, Look into how the SWS DCF model arrives at its fair value. 3328 Discounted Cash Flow as at Apr 2026Simply Wall St performs a discounted cash flow (DCF) on every stock in the world every day (check out Bank of Communications for example). We show the entire calculation in full. You can track the result in your watchlist or portfolio and be alerted when this changes, or use our stock screener to discover 248 high quality undervalued stocks. If you save a screener we even alert you when new companies match - so you never miss a potential opportunity. Next Steps Seeing both risks and rewards in the story so far, it makes sense to check the details for yourself and move quickly if your view differs from the market. You can start with the 3 key rewards and 2 important warning signs Looking for more investment ideas? If Bank of Communications is on your radar, do not stop there. Expanding your investing watchlist now could help you spot opportunities before everyone else.  Target reliable income streams by reviewing companies in the 462 dividend fortresses, designed for investors who care about both yield and resilience. Seek quality at a sensible price with the 248 high quality undervalued stocks to find businesses where fundamentals and valuation still appear to line up. Prioritise sleep at night potential using the 279 resilient stocks with low risk scores and focus on stocks that score well on stability and downside protection.   This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.Valuation is complex, but we're here to simplify it.Discover if Bank of Communications might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. 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