Gallagher: UK income protection demand triples with age, only 24% of employers offer it

Reuters04-07 16:00

Gallagher: UK income protection demand triples with age, only 24% of employers offer it

Gallagher analysis on April 7, 2026 flagged rising UK employee demand for protection benefits as workers age, based on benefit selections from about 65,000 employees at 25 companies.
Income protection demand rose to 12% among employees aged 50-59 from 4% in ages 20-29.
Employer provision lagged demand, with 24% of employers offering income protection.
Personal accident insurance ranked among top-ten selections across all age groups, while only 12% of employers offered it.
Preferences shifted from lifestyle benefits in workers’ 20s toward protection and health coverage later in careers, with critical illness uptake rising to 15.6% in ages 50-59 from 9% in ages 20-29.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Arthur J.Gallagher & Co. published the original content used to generate this news brief via PR Newswire (Ref. ID: 202604070400PR_NEWS_USPR_____CG27748) on April 07, 2026, and is solely responsible for the information contained therein.

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