- Equifax fourth-quarter 2025 Market Pulse Index held steady at 61.6, signaling stabilization in overall US consumer financial health.
- Index data pointed to a widening K-shaped split, with high-resilience consumers (score 80+) rising to 10.5% of credit-visible population from 8% since Q2 2023.
- Middle-tier segment (score 50-79) shrank 6.2% since Q2 2023, tightening cushion for households near financial strain.
- Higher-risk segment (score below 50) increased to 21.1% from 19.1% since Q2 2023, indicating broader stress despite stable headline index.
- All age groups posted slight index declines in Q4 2025, with affordability pressure tied to rising reliance on credit for basic needs.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Equifax Inc. published the original content used to generate this news brief on April 07, 2026, and is solely responsible for the information contained therein.
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