Don’t Spend Your Yearly Bonus Yet: 3 REITs to Supercharge Your Passive Income

The Smart Investor04-20

It’s always nice to see extra money hitting your bank account, particularly if it’s a large sum such as an annual bonus. Although it might be tempting to spend it on your short-term wants, your ...

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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nDon’t Spend Your Yearly Bonus Yet: 3 REITs to Supercharge Your Passive Income\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-04-20 17:30 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://thesmartinvestor.com.sg/dont-spend-your-yearly-bonus-yet-3-reits-to-supercharge-your-passive-income/><strong>The Smart Investor</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>It’s always nice to see extra money hitting your bank account, particularly if it’s a large sum such as an annual bonus. \n\nAlthough it might be tempting to spend it on your short-term wants, your ...</p>\n\n<a href=\"https://thesmartinvestor.com.sg/dont-spend-your-yearly-bonus-yet-3-reits-to-supercharge-your-passive-income/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK6137","symbol_name":"零售房地产信托","start_time":0,"source_url":"https://thesmartinvestor.com.sg/dont-spend-your-yearly-bonus-yet-3-reits-to-supercharge-your-passive-income/","article_id":"2628423746","we_media_id":null,"thumbnails":["https://thesmartinvestor.com.sg/wp-content/uploads/2026/04/Nex-300x200.png"],"rights":{"source":"thesmartinvestor_highlight","url":"https://thesmartinvestor.com.sg/dont-spend-your-yearly-bonus-yet-3-reits-to-supercharge-your-passive-income/","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2628423746","pubTimestamp":1776677400,"columns":[],"sourceInfo":{"source_id":"thesmartinvestor_highlight","name":"The Smart Investor"},"weMediaInfo":null,"summary":"It’s always nice to see extra money hitting your bank account, particularly if it’s a…","collect":0,"end_time":0,"defaultTopTitle":"thesmartinvestor.com.sg","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK6137":"零售房地产信托","BK6011":"零售业房地产投资信托","DCRU.SI":"DigiCore Reit USD","BK6512":"房地产股","J69U.SI":"星狮地产信托","CRPU.SI":"砂之船房地产投资信托","BK6014":"特种房地产投资信托","CFA.SI":"NikkoAM-STC Asia REIT","BK6131":"数据中心房地产信托","BK6142":"多户式住宅房地产信托","CFA":"VictoryShares US 500 Volatility Wtd ETF","8C8U.SI":"Cent Accom REIT"},"translate_title":"先不要花掉你的年度奖金：3个房地产投资信托基金可以增加你的被动收入","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"CFA":1.5,"8C8U.SI":0.9,"CFA.SI":1.5,"DCRU.SI":1,"CRPU.SI":1,"J69U.SI":1},"content_text":"It’s always nice to see extra money hitting your bank account, particularly if it’s a large sum such as an annual bonus. \n\nAlthough it might be tempting to spend it on your short-term wants, your bonus can also sow the seeds for a dividend portfolio that will pay you income for life. \n\nWhile constructing said portfolio, investors tend to look at Real Estate Investment Trusts (REITs) given their steady distributions.   \n\nWe look at three different kinds of REITs in this article that can help turn your one-time bonus into a recurring income stream. \n\nWhy REITs Are Popular for Passive Income\nIncome investors tend to favour REITs as they are required to distribute the majority of their income. \n\nThey may also provide wide-ranging exposure to different types of real estate, including offices, logistics facilities, and retail malls. \n\nREITs tend to offer fairly predictable cash flow through the rental income they collect from their tenants, making the asset class an ideal investment for income seekers. \n\nWhat Makes a REIT Suitable for Long-Term Income\nIf you’re looking for a REIT that is more likely to pay you a long-term income, you want to ensure the REIT has certain characteristics. \n\nRight at the top of the list, you want a REIT with a high, stable occupancy rate backed by a diversified pool of quality tenants. These qualities strengthen the reliability of a REIT’s rental income and thus subsequent distributions made to investors.   \n\nNext, having a strong balance sheet with conservative leverage and a manageable debt-maturity profile fortifies the REIT during periods of macroeconomic uncertainty. \n\nAdditionally, having a solid track record of consistent or growing distribution per unit (DPU) over a period of time, including market downturns, provides a strong signal regarding the REIT’s quality.\n\nFinally, having a clear capital allocation strategy for maintaining the quality of its portfolio assets, or even finding ways to enhance the portfolio value, is a bonus! \n\nCombine these factors, and you have found a recipe that strengthens a REIT’s ability to pay solid income over the long term. \n\nFrasers Centrepoint Trust (SGX: J69U) — The Defensive Income Anchor\nFrasers Centrepoint Trust, or FCT, stands out with its strong defensiveness, given its exposure to suburban retail malls in Singapore. \n\nYou might be familiar with some of its properties, which include NEX, Causeway Point, and Tampines One. \n\nWith the majority of its tenants consisting of essential service providers, such as the retailers NTUC FairPrice and BreadTalk, the REIT enjoys steady demand across market cycles, which supports consistent rental income. \n\nFCT’s latest occupancy rate is terrific, coming in at 99.9% in the first quarter of 2026. Rental income visibility is stable, with a weighted average lease to expiry (WALE) of 1.8 years. \n\nThis heartland mall owner also has a solid DPU track record, with DPU remaining stable, at just over S$0.12 in each year over the last five years.  \n\nThe key takeaway is that REITs operating in defensive sectors such as suburban retail are prime candidates for income resilience.  \n\nDigital Core REIT (SGX: DCRU) — The Growth-Oriented REIT\nThe next name on our list is a REIT that offers solid growth prospects, given its ownership of data centres across Europe, Japan, and the Americas. \n\nThe strong global demand for data centres has been a direct tailwind for Digital Core REIT, as seen in its latest rental reversion of 31% for 2025. \n\nThe data centre REIT’s management is also actively on the lookout for accretive acquisitions, as seen in the recent investment to acquire a stake in an Osaka-connected data centre campus. \n\nIn January 2026, Digital Core announced the completion of the repositioning of its asset in Northern Virginia, and a new 10-year lease that would result in a 35% increase in net rent compared to the previous lease. \n\nOverall, this data centre REIT has been pulling the right punches and would provide a solid growth option for your portfolio of REITs. \n\nSasseur REIT (SGX: CRPU) — The High-Yield Opportunity\nThe last name on our list, Sasseur REIT, stands out with its mouth-watering 9.6% trailing distribution yield. \n\nCompared to its five-year historical average of roughly 8.8%, the current trailing yield seems attractive. \n\n\nNot to mention, this 9.6% yield significantly dwarfs the iEdge S-REIT index’s yield of 5.9%. \n\nLooking at its last four-year history, Sasseur REIT’s DPU appears to be stabilising around S$0.06 each year. \n\nInvestors should take note that Sasseur REIT’s portfolio consists of retail malls in China; the upcoming government stimulus in the country could boost the REIT’s DPU.   \n\nOn the balance sheet front, the REIT is lowly geared with a 25.1% leverage ratio and a decent interest coverage ratio of 4.7 times. \n\nIts debt profile seems manageable, with 38% of its debt coming due in 2028 and 49% in 2030.\n\nThe key takeaway here is that a high yield alone should not disqualify a REIT from consideration. \n\nRather, more scrutiny has to be paid to evaluate the sustainability of payment and the credit profile of the REIT. \n\nHow to Deploy Your Bonus Thoughtfully\nSo, for this bonus season, you can consider allocating it thoughtfully by avoiding investing the entire sum at once.\n\nDo consider spreading your purchases over time, at different price levels.\n\nBy investing your bonus in a deliberate manner, you can achieve a future payoff far exceeding the current amount. \n\nWhat Could Go Wrong\nSome risks facing REITs include higher interest rates, which could pressure property valuations and increase refinancing risk (especially for overleveraged REITs). \n\nWeak demand in certain sectors, such as retail, could also negatively impact some names. \n\nThe key takeaway is that every investment, even in income-producing assets, is not free of risks. \n\nGet Smart: Turn a One-Time Bonus Into Long-Term Income\nIn sum, for the bonus season this year, consider building a long-term income portfolio with your bonus, instead of fulfilling your short-term wants. \n\nThis way, you can generate a higher income in the future that dwarfs your bonus today. \n\nIn this article, we highlight how REITs are a fantastic way to build recurring cash flows. The key is to focus on underlying fundamentals and be disciplined in your investing approach. \n\nWhen the market corrects, most people see a crisis. We see an opportunity to apply a system.\n\nWhile others are paralysed by mixed signals from the energy sector and tech stocks, we’re sticking to a practical framework that filters the noise.\n\nOur Co-Founder, Chin Hui Leong is going live to show you exactly how he chooses businesses that thrive amid disruption. If you’re tired of guessing your next move, this is for you.\n\nJoin the webinar here.\n\nSome companies cut dividends in a downturn. These 5 didn’t.\n\nFind out which Singapore blue chips have weathered past chaos…and why they could be your portfolio’s anchors in the next wave of downturn. Download the report free.\n\nFollow us on Facebook, Instagram and Telegram for the latest investing news and analyses!\n\nDisclosure: Wilson H. does not own shares in any of the companies mentioned.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.42.0","shortVersion":"4.42.0","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2628423746","isCrawlerRequest":true}