Press Release: OBOOK Holdings Inc. Announces Financial Results for the Full Year 2025 Ended December 31, 2025

Dow Jones04-30 04:30

ARLINGTON, Va., April 30, 2026 (GLOBE NEWSWIRE) -- OBOOK Holdings Inc. $(OWLS)$ (the "Company" or "OwlTing"), a blockchain technology company operating as the OwlTing Group, today announced full year 2025 results and highlighted the completion of the core infrastructure buildout underlying OwlPay, its compliant global settlement platform for stablecoin-enabled cross-border payments.

During 2025, the Company completed its Nasdaq direct listing, expanded U.S. regulatory coverage to 39 state money transmitter licenses, integrated key settlement rails, including Circle Payments Network, and positioned OwlPay for enterprise-scale onboarding and commercialization in 2026.

Full Year 2025 Highlights: The Infrastructure Buildout Year

   -- Completed the core buildout of OwlPay's global settlement infrastructure, 
      encompassing enterprise stablecoin on-ramp and off-ramp capabilities, 
      wallet infrastructure, cross-border settlement, and fiat payout 
      capabilities, designed to support enterprise fund flows between 
      stablecoins and fiat currencies. 
 
   -- Integrated key settlement and payout rails, including Circle Payments 
      Network for stablecoin settlement and Visa Direct for cross-border 
      remittance through the OwlPay Cash App, broadening OwlPay's 
      interoperability across both stablecoin and global payout networks. 
 
   -- Expanded U.S. regulatory coverage to 39 state Money Transmitter Licenses 
      as of December 31, 2025. Upon obtaining the Nevada license in January 
      2026, the Company now holds 40 state licenses1 and maintains a VASP 
      registration in Poland and an Electronic Payment Intermediary Service 
      Provider (Bank API) license in Japan. Active license applications are 
      pending for an EMI license and CASP registration under MiCAR in the EU, a 
      fund transfer service license and stablecoin license in Japan, with 
      licensing preparations underway in Hong Kong, Singapore, and select Latin 
      American markets, subject to applicable regulatory review and approval. 

Recent Operational Highlights

   -- Expanded Visa collaboration and Cross River Bank onboarding to strengthen 
      U.S. payment capability. In April 2026, the Company integrated Visa 
      Direct within OwlPay's payment infrastructure, creating a card-to-wallet 
      on-ramp channel that enables eligible U.S. debit cardholders to fund USDC 
      transactions directly, now live within OwlPay Harbor and OwlPay Wallet 
      Pro, subject to applicable issuer, partner, compliance, and program 
      requirements. The Company also completed account onboarding and due 
      diligence with Cross River Bank, establishing U.S. dollar fund movement 
      and treasury connectivity that supports OwlPay's enterprise on-ramp, 
      off-ramp, and payout flows. 
 
   -- Expanded OwlPay Harbor enterprise client base. As of the date of this 
      release, OwlPay Harbor had 36 enterprise clients with executed commercial 
      agreements, up from more than 20 clients reported on March 31, 2026, with 
      aggregate annual payment volume across these clients' own existing 
      businesses growing from over US$5 billion to over US$6 billion.2 The 36 
      clients comprise 29 with both an executed Master Services Agreement $(MSA)$ 
      and fee schedule, and 7 clients with an executed fee schedule currently 
      advancing toward MSA execution.3 
 
   -- Diversified client verticals and global corridor coverage. The OwlPay 
      Harbor enterprise client base spans cross-border payment companies, 
      financial institutions, digital wallets, blockchain and Web3 platforms, 
      merchant platforms, digital banks, cryptocurrency exchanges, and 
      humanitarian organizations. Cross-border payment companies represent the 
      largest client category by count. Approximately one-third of these 
      clients operate cross-border payment activity spanning four or more 
      geographic regions, most frequently the United States, Greater Asia, the 
      United Arab Emirates, Europe, and Africa4. The breadth of these 
      anticipated client payment flows reflects a broader institutional 
      evaluation of regulated stablecoin settlement in cross-border payments; 
      enterprises with multi-corridor flow requirements are seeking to reduce 
      their reliance on fragmented correspondent banking networks, multiple 
      payment partners, and disparate compliance counterparties through more 
      integrated and regulated settlement infrastructure. 
 
   -- Secured US$10 million convertible investment. In April 2026, the Company 
      secured US$10 million in gross proceeds from Lind Global Asset Management, 
      with access to up to US$50 million in total funding, subject to mutual 
      consent and other applicable conditions, to support global expansion of 
      OwlPay payment infrastructure, regulatory licensing, and strategic growth 
      initiatives. 
 
   -- Announced collaboration with Arta Global Markets Limited (AGML). In 
      January 2026, the Company announced a collaboration with AGML to 
      integrate payment, trading, settlement, and custody capabilities in 
      support of digital asset on/off ramp services and cross-currency payments 
      across more than 30 local currencies. 

Management Commentary

Darren Wang, Founder and Chief Executive Officer at OwlTing Group, commented, "2025 was a foundational year for OwlTing. We completed our Nasdaq direct listing and, more importantly, the core buildout of the infrastructure we believe will power the next phase of compliant, stablecoin-enabled cross-border settlement, spanning OwlPay Harbor, payment gateway connectivity, wallet infrastructure, and consumer applications.

As of April 2026, OwlPay Harbor continues onboarding 36 enterprise clients across multiple geographies and verticals, which we view as a meaningful early indicator of enterprise demand forming around the infrastructure we built. 2025 was a year of building infrastructure; from 2026 onward, we are advancing enterprise adoption and commercial expansion."

Winnie Lin, Chief Financial Officer at OwlTing Group, stated, "Our 2025 financial profile reflects a deliberate transition year. Revenue of US$7.9 million was primarily generated by our existing Taiwan-based businesses, fiat payment gateway services, hospitality software, and e-commerce. What we were doing in parallel was building something fundamentally different: the global payment and stablecoin settlement infrastructure underpinning OwlPay Harbor, including 39 U.S. state money transmitter licenses, Circle Payments Network integration, and the full enterprise on-ramp, off-ramp, wallet, and payout connectivity stack. That buildout was deliberate, and 2025 results should be viewed in that context.

The reported results include US$16.8 million in non-cash share-based compensation and approximately US$6.9 million in non-recurring listing-related expenses, together accounting for US$23.7 million. Excluding these items, the underlying operating loss improved to US$8.2 million from US$10.3 million in 2024, with the adjusted recurring cost base essentially flat year-over-year. Entering 2026, those listing costs fall away, and the infrastructure we spent 2025 building is live. OwlPay Harbor is designed to generate international, transaction-based, infrastructure-driven revenue, which is a fundamentally different profile from our 2025 mix. Certain Visa Direct-enabled use cases carry higher fee economics than core settlement flows, adding yield as volume scales. With a largely fixed cost structure, we expect incremental transaction revenue to flow through at structurally favorable margins as enterprise clients activate."

Full Year 2025 Financial Results

Throughout this press release, references to "Adjusted" financial measures exclude share-based compensation expenses recognized in connection with RSUs and RSAs granted under the Company's Share Incentive Plan. These non-IFRS measures are not prepared in accordance with IFRS and should not be considered a substitute for IFRS financial results.

Revenue

Total revenue was US$7.9 million in 2025, compared to US$7.6 million in 2024. Revenue performance during the period should be viewed in the context of a transition year, during which the Company intentionally prioritized the completion of its core payment infrastructure over short-term revenue acceleration.

   -- Revenue from payment services increased nearly 10% to US$4.4 million in 
      2025, compared to US$4.0 million in 2024, driven by higher gross payment 
      volumes and an expanding customer base across core markets. Payment 
      services contributed 56.2% of total revenue in 2025, compared to 53.2% in 
      the prior year, reflecting the continued strength of the Company's 
      payment operations during the transition year. 
 
   -- Revenue from hospitality services increased to US$2.9 million in 2025 
      from US$2.8 million in 2024. The increase was primarily driven by growth 
      in OwlNest subscription revenue, which rose 26.6%, supported by 9.5% 
      growth in OwlNest Subscribers5 to over 2,800 as of December 31, 2025 and 
      11.6% year-over-year growth in OwlNest's Annual Recurring Revenue $(ARR)$ 
      to above US$1 million. 
 
   -- Revenue from the e-commerce platform declined to US$0.5 million from 
      US$0.8 million in 2024. The decrease reflects the Company's continued 
      strategic reallocation of internal resources toward higher-growth 
      business lines, particularly its payment infrastructure platform. 

Cost of Revenue

Cost of revenue in 2025 was US$7.7 million compared to US$6.6 million in 2024, an increase of 16.7%, primarily reflecting the growth of the Company's payment business and the inclusion of approximately US$0.9 million in non-cash share-based compensation recognized within cost of revenue.

Gross Profit

Gross profit in 2025 was US$0.2 million compared to US$1.01 million in 2024. Gross margin decreased to 2.6% from 13.3% in 2024, primarily due to the impact of share-based compensation expenses recognized within cost of revenue.

Adjusted gross profit (defined as gross profit excluding non-cash share-based compensation expenses recognized within cost of revenue) in 2025 grew 11.2% to US$1.1 million from US$1.0 million in 2024.

Operating Expenses

Operating expenses totaled US$32.4 million in 2025, compared with US$9.9 million in 2024. The significant increase was primarily attributable to share-based compensation expenses recognized in connection with RSUs and RSAs granted under the Company's share incentive plan, as well as higher legal, professional, and listing-related expenses incurred in connection with the Company's Nasdaq listing in October 2025.

   -- Marketing and sales expenses increased to US$3.6 million in 2025 from 
      US$2.0 million in 2024, primarily driven by share-based compensation 
      expenses of US$1.6 million recognized in connection with RSAs granted 
      under the Company's share incentive plan, which were not present in the 
      prior year. Excluding the non-cash share-based compensation impact, 
      marketing and sales expenses would have been US$2.0 million, representing 
      a 3.5% decrease compared to the prior year. The reduction in cash-based 
      marketing and sales expenses was primarily driven by operational 
      efficiency gains, including the use of internal productivity tools that 
      reduced reliance on third-party content and marketing service providers, 
      partially offset by an increase in depreciation and headcount-related 
      costs as the Company expanded its sales team. 
 
   -- General and administrative expenses increased to US$21.7 million in 2025 
      from US$5.2 million in 2024, primarily due to share-based compensation of 
      US$10 million recognized in connection with RSAs and RSUs granted under 
      the Company's share incentive plan, which was not present in the prior 
      year. Excluding the non-cash share-based compensation, general and 
      administrative expenses would have been US$11.7 million, an increase of 
      US$6.5 million from the prior year. This increase was primarily driven by 
      an increase in legal and professional service fees from US$1.9 million in 
      2024 to US$7.3 million in 2025, as well as media, marketing, and other 
      professional service expenses of US$1.5 million incurred in connection 
      with the Company's Nasdaq listing, both of which were primarily 
      non-recurring in nature. Going forward, while the Company expects to 
      continue incurring costs associated with maintaining its public company 
      status, the absence of one-time listing-related costs is expected to 
      result in a moderation of general and administrative expenses compared to 
      the significant year-over-year increase recorded in 2025. 
 
   -- Research and development expenses increased to US$7.0 million in 2025 
      from US$2.6 million in 2024, primarily due to share-based compensation of 
      US$4.3 million recognized in connection with RSAs and RSUs granted under 
      the Company's share incentive plan. Excluding the non-cash share-based 
      compensation impact, research and development expenses would have been 
      approximately US$2.7 million, representing a 6.8% increase compared to 
      the prior year, reflecting a modest increase in cash investment in 
      technology and product development while maintaining spending discipline. 

Net Loss

Net loss was US$31.9 million in 2025 compared to US$10.3 million in 2024. The significant increase was primarily attributable to share-based compensation expenses recognized in connection with RSUs and RSAs granted under the share incentive plan, as well as non-recurring listing-related professional expenses.

Liquidity and Capital Resources

Operating cash outflows totaled US$11.5 million in 2025, compared to US$9.1 million in 2024. The increase was primarily attributable to higher payments to suppliers and professional service providers, including non-recurring costs associated with the Company's public listing in 2025. As of December 31, 2025, the Company had cash and restricted cash of US$9.4 million, compared to US$8.7 million as of December 31, 2024. Net cash provided by financing activities was US$13.6 million, primarily attributable to the capital in connection with equity financing during the year. During 2025, the Company raised US$16.6 million through equity financings and US$2.5 million through SAFE agreements. Subsequent to year-end, on April 3, 2026, the Company entered into a Securities Purchase Agreement with Lind Global Asset Management XV LLC for US$10 million in gross proceeds, with access to up to US$50 million in total funding subject to mutual consent, further strengthening the Company's liquidity position to support continued execution of its infrastructure and commercialization roadmap.

Share Repurchase Program

On November 26, 2025, the Company announced that its Board of Directors authorized a share repurchase program of up to US$10 million of the Company's Class A common stock. The repurchase program, effective for nine months, reflects the Board's view that the repurchase authorization provides flexibility in capital allocation as the Company executes its long-term infrastructure strategy and evaluates near-term catalysts across its payment technology pipeline. Under the authorization, OwlTing may repurchase shares from time to time in the open market or through other methods permitted under applicable law, including pursuant to a Rule 10b5-1 trading plan, in accordance with applicable securities laws and Rule 10b-18 under the U.S. Securities Exchange Act of 1934. The Company is not obligated to repurchase any specific number of shares, and the program may be modified, suspended, or terminated at any time based on market conditions, corporate needs, or other factors deemed relevant by the Company.

As of December 31, 2025, the Company had repurchased approximately 15,855 Class A Common Shares for approximately US$0.1 million at an average price of US$6.59 per share. As of December 31, 2025, approximately US$9.9 million remained available under the program.

Conference Call Information

The Company's management team will host a conference call at 8:30 Eastern Time on April 30, 2026 to discuss the financial results and recent business developments. Details of the webcast are as follows:

   -- Date and time:  8:30 Eastern Time on April 30, 2026 
 
   -- Webcast link: 
      https://events.zoom.us/ev/AnOTyvG3Y9wQqw7yacA9VQjKvLWbbWYm6dO2hlF57YILSooj7yYhAjSbMXMkTEdNEL9hjRr-jVwZlMzSmshcyR15pmhcS5fKI_HPnegU4EWM2A 
 

A live and archived webcast of the conference call will be available on the Company's investors relations website at https://www.owlting.com/portal/?lang=en

About OBOOK Holdings Inc. (NASDAQ: OWLS)

OBOOK Holdings Inc. (NASDAQ: OWLS) is a blockchain technology company operating as the OwlTing Group. The Company was founded in Taiwan, with subsidiaries in the United States, Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia. The Company operates a diversified ecosystem across payments, hospitality, and e-commerce. In 2026, OwlTing was named to the Financial Times and Statista "High-Growth Companies Asia-Pacific 2026" list, ranking No. 226 among the top 500 fastest-growing companies in the region with a 42% CAGR. In 2025, OwlTing was ranked among the top 2 global players in the "Enterprise & B2B" category by CB Insights' Stablecoin Market Map. The Company's mission is to use blockchain technology to provide businesses with more reliable and transparent data management, to reinvent the global flow of funds for businesses and consumers, and to lead the digital transformation of business operations. To this end, the Company introduced OwlPay, a Web2 and Web3 hybrid payment solution, to empower global businesses to operate confidently in the expanding stablecoin economy. For more information, visit https://www.owlting.com/portal/?lang=en.

Forward-Looking Statements

This announcement contains forward-looking statements within the meaning of applicable securities laws. These statements relate to future events or the Company's future financial or operating performance and involve known and unknown risks and uncertainties that may cause actual results to differ materially from those expressed or implied by such statements. Forward-looking statements can often be identified by words such as "may, " "will," "expect," "anticipate," "plan," "intend," "believe," "estimate, " or similar expressions. These forward-looking statements are based on the Company's current expectations and assumptions and speak only as of the date of this announcement. The Company undertakes no obligation to update any forward-looking statements, except as required by law. Investors are cautioned not to place undue reliance on these statements and are encouraged to review the risk factors described in the Company's filings with the U.S. Securities and Exchange Commission.

Non-IFRS Financial Measures

This press release presents certain non-IFRS financial measures, including non-IFRS cost of revenue, non-IFRS gross profit, non-IFRS gross margin, non-IFRS marketing and sales expenses, non-IFRS general and administrative expenses, and non-IFRS research and development expenses, which exclude share-based compensation expenses recognized in connection with restricted share units (RSUs) and restricted share awards (RSAs) granted under the Company's Share Incentive Plan. These non-IFRS financial measures are not prepared in accordance with IFRS Accounting Standards and should not be considered in isolation from, or as a substitute for, financial information presented in accordance with IFRS. Other companies may calculate similarly titled measures differently, which reduces their usefulness as comparative measures. A reconciliation of each non-IFRS financial measure to its most directly comparable IFRS measure is set forth in the accompanying financial tables.

The Company believes these non-IFRS financial measures provide useful information to investors by (i) isolating the cash component of the Company's operating expenses, separate from the non-cash impact of equity-based incentives; (ii) providing a more meaningful comparison of the Company's operational performance from period to period; and (iii) reflecting the underlying trends in the Company's business operations independent of the recognition of share-based compensation.

OBOOK Holdings Inc. Investor Relations

ir@owlting.com

OBOOK Holdings Inc. Media Relations

pr_office@owlting.com

The Blueshirt Group, Investor Relations

OwlTing@BlueshirtGroup.co

 
 
                  OBOOK HOLDINGS INC. AND SUBSIDIARIES 
              Consolidated Statements of Financial Position 
                       December 31, 2025 and 2024 
                       (Expressed in U.S. Dollars) 
 
                                           December 31,   December 31, 
                                               2025        2024 
                                                          -------------- 
   Assets 
Current assets: 
   Cash                                    $   7,493,875     4,511,377 
   Restricted cash                             1,860,930     4,210,381 
   Accounts receivable                           400,941       299,359 
   Other receivables                              47,070        51,834 
   Current tax assets                              7,047        21,174 
   Prepayment                                    648,064     2,135,731 
   Other financial assets - current            7,100,069     5,397,240 
   Other current assets                           95,955       160,844 
                                          --------------  ------------ 
Total current assets                          17,653,951    16,787,940 
                                          --------------  ------------ 
Non-current assets: 
   Property, plant and equipment                 926,596       366,350 
   Right-of use assets                         3,453,417     4,556,692 
   Other intangible assets                       421,814       391,737 
     Goodwill                                         --       287,285 
     Other financial assets - 
      non-current                                675,134       721,346 
     Other non-current assets                     20,769       209,316 
                                          --------------  ------------ 
Total non-current assets                       5,497,730     6,532,726 
                                          --------------  ------------ 
Total assets                               $  23,151,681    23,320,666 
                                              ----------  ------------ 
 
    Liabilities and Equity 
Current liabilities: 
   Contract liabilities - current          $   1,869,172     1,735,806 
   Accounts payable                            1,851,494     1,687,449 
   Other payables                              3,711,946     2,053,402 
   Other payables to related parties           2,465,324     1,723,390 
   Current tax liabilities                         5,888         3,909 
   Current provisions                             74,595        68,944 
   Lease liabilities - current                 1,126,510     1,177,303 
   Long-term borrowings, current potion          832,233       332,974 
   Current preference share liabilities               --       406,366 
   Other current liabilities - receipts 
    under custody                             11,705,838    11,854,693 
   Other current liabilities                     130,333       111,754 
                                          --------------  ------------ 
Total current liabilities                     23,773,333    21,155,990 
                                          --------------  ------------ 
 
 
 
                 OBOOK HOLDINGS INC. AND SUBSIDIARIES 
             Consolidated Statements of Financial Position 
                      December 31, 2025 and 2024 
                      (Expressed in U.S. Dollars) 
 
                                         December 31,   December 31, 
                                              2025       2024 
                                                        -------------- 
Non-current liabilities: 
   Long-term borrowings                         2,810       800,913 
   Lease liabilities - non-current          2,780,453     3,789,208 
   Non-current preference share 
    liabilities                                    --     1,569,999 
   Other non - current liabilities            172,860       299,136 
                                         ------------   ----------- 
Total non-current liabilities               2,956,123     6,459,256 
                                         ------------   ----------- 
Total liabilities                          26,729,456    27,615,246 
                                         ------------   ----------- 
Equity attributable to owners of 
parent: 
   Share capital                               88,408        80,866 
   Advance receipts for share capital              --     2,000,000 
   Capital surplus                        130,456,061    51,678,353 
   Accumulated deficit                    (92,468,883)  (60,612,910) 
   Other equity                           (41,549,740)    2,555,649 
   Treasury share                            (104,515)           -- 
                                          -----------   ----------- 
Equity attributable to owners of the 
 parent                                    (3,578,669)   (4,298,042) 
Non-controlling interest                          894         3,462 
                                         ------------   ----------- 
Total Equity                               (3,577,775)   (4,294,580) 
                                          -----------   ----------- 
Total liabilities and equity             $ 23,151,681    23,320,666 
                                          -----------   ----------- 
 
 
 
OBOOK HOLDINGS INC. AND SUBSIDIARIES 
 Consolidated Statements of Profit or Loss and Other 
 Comprehensive Income (Loss) 
 For the years ended December 31, 2025, 2024 and 2023 
 (Expressed in U.S. Dollars) 
 
                          2025           2024          2023 
Revenue               $  7,861,091     7,569,630    6,399,387 
Costs of revenue        (7,659,933)   (6,562,702)  (5,130,739) 
Gross profit               201,158     1,006,928    1,268,648 
                       -----------   -----------   ---------- 
Operating expenses: 
    Marketing and 
     sales              (3,645,049)   (2,120,196)  (2,455,895) 
    General and 
     administrative    (21,725,516)   (5,232,219)  (3,360,702) 
    Research and 
     development        (7,042,198)   (2,571,150)  (2,230,589) 
Total operating 
 expenses              (32,412,763)   (9,923,565)  (8,047,186) 
                       -----------   -----------   ---------- 
Net operating loss     (32,211,605)   (8,916,637)  (6,778,538) 
                       -----------   -----------   ---------- 
Non-operating income 
and expense: 
    Interest income         75,836        75,103       96,575 
    Foreign currency 
     exchange gains        835,046         7,025       87,642 
    Foreign currency 
     exchange 
     losses                 (5,979)   (1,053,705)     (16,472) 
  Loss on financial 
   liabilities at 
   fair value 
   through profit or 
   loss                    (76,212)     (259,418)    (143,693) 
    Loss on 
     extension of 
     preference 
     share 
     liabilities                --            --      (26,209) 
    Other losses          (303,149)      (25,741)     (24,288) 
    Other income            95,104        76,365      154,226) 
    Finance costs         (260,676)     (177,888)    (137,210) 
Total non-operating 
 income and 
 expenses                  359,970    (1,358,259)      (9,429) 
                       -----------   -----------   ---------- 
Loss before tax        (31,851,635)  (10,274,896)  (6,787,967) 
    Income tax 
     (expenses) 
     benefit                (6,959)        2,616        6,729 
Net loss               (31,858,594)  (10,272,280)  (6,781,238) 
                       -----------   -----------   ---------- 
Other comprehensive 
income (loss): 
Components of other 
comprehensive income 
(loss) that will be 
reclassified to 
profit or loss 
    Exchange 
     differences on 
     translation of 
     foreign 
     financial 
     statements           (841,442)    1,321,784      (53,239) 
Components of other 
 comprehensive 
 income (loss) that 
 will be 
 reclassified to 
 loss                     (841,442)    1,321,784      (53,239) 
                       -----------   -----------   ---------- 
Other comprehensive 
 income (loss)            (841,442)    1,321,784      (53,239) 
                       -----------   -----------   ---------- 
Total comprehensive 
 loss                 $(32,700,036)   (8,950,496)  (6,834,477) 
                       -----------   -----------   ---------- 
Loss attributable 
to: 
    Owners of the 
     parent           $(31,852,853)  (10,269,908)  (6,748,574) 

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