Press Release: SurgePays Reports First Quarter 2026 Revenue of Approximately $16 Million, Up 51% Year-Over-Year Driven by Point of Sale and Prepaid Services Growth of 71%

Dow Jones05-15

Cost discipline initiated in 2025 drove G&A expenses down approximately 25%

Revenue growth was led by point of sale and prepaid services

Total wireless subscriber lines surpassed 200,000 across LinkUp Mobile and Torch Wireless

BARTLETT, Tenn., May 15, 2026 (GLOBE NEWSWIRE) -- SurgePays, Inc. $(SURG)$, a fintech and mobile virtual network operator serving the approximately 138 million subprime consumers in the United States, today reported its financial results for the quarter ended March 31, 2026.

"The first quarter of 2026 is the quarter where the diversification work of the last twelve months becomes visible in the numbers," said Brian Cox, Chief Executive Officer of SurgePays. "Revenue grew approximately 51% year-over-year, driven by an approximately 71% increase in point of sale and prepaid services. Additionally, the cost discipline we set in motion in 2025 reached our G&A line, which declined approximately 25% year-over-year."

First Quarter and Subsequent Operational Highlights

Wireless Subscriber Growth

   -- Total wireless subscriber lines surpassed 200,000 across the Company's 
      LinkUp Mobile and Torch Wireless brands, reflecting continued momentum in 
      the prepaid wireless business. 
 
   -- Initiated a buy one get one promotional campaign to drive subscriber 
      growth and increase market penetration. 

Customer Acquisition Engine

   -- Reduced cost per lead in the Company's subscriber acquisition channel by 
      approximately 28%, with cost-per-enrollment down approximately 48% and 
      lead-to-enrollment conversion up approximately 39%, following the 
      transition of subscriber acquisition to an in-house growth marketing 
      team. 
 
   -- Continued to scale ProgramBenefits.com as a unified intake and 
      decisioning platform and as a monetization layer for the subscriber base, 
      with internal upsell, top-up cross-sell, affiliate offers, and data 
      partnership initiatives now contributing revenue that partially offsets 
      acquisition cost. 

Wholesale Distribution Expansion

   -- Closed six new wholesale distribution partners during the period, 
      consisting of three Master Agent agreements covering an aggregate of more 
      than 3,000 retail locations under contract and three independent sales 
      organization agreements, with onboarding underway and initial volume 
      contribution expected during the second quarter of 2026. 
 
   -- The independent sales organization additions are expected to lift monthly 
      prepaid top-up volume on the Company's distribution platform by 
      approximately 30% once fully integrated, with the Master Agent locations 
      contributing incremental LinkUp Mobile activation volume as stores come 
      online. 

Retail Infrastructure Monetization

   -- Launched a fully integrated stored value and loyalty platform, enabling 
      merchants to offer branded gift cards, store credit, and loyalty programs 
      through the SurgePays point of sale system. 
 
   -- Deployed the Company's Managed Marketing Services platform, enabling 
      third party brand messaging through the SurgePays point of sale network 
      and introducing an additional monetization layer. 

Strategic Partnerships and Platform

   -- Continued to advance the previously announced strategic relationship with 
      Alpha Modus Holdings, Inc. (NASDAQ: AMOD), originally entered into under 
      a Letter of Intent, via ongoing negotiations throughout the quarter 
      toward a definitive multiyear commercial integration framework. 
 
   -- Executed signed wholesale contracts with multiple MVNO and MVNE customers 
      on the HERO Wireless platform, with counterparties at various stages of 
      technical integration through API connectivity and one customer having 
      taken delivery of custom SIM cards in advance of launch. The Company 
      expects initial customer rollouts on the HERO platform during the second 
      quarter of 2026, with wholesale wireless revenue contribution anticipated 
      to be reflected in third quarter 2026 results. 
 
   -- Advanced a real time AI decisioning platform built on ProgramBenefits.com 
      and the Company's nationwide retail network, designed to expand each 
      customer interaction into a multi-product revenue opportunity across 
      wireless, financial services, and other essential offerings. 

First Quarter 2026 Financial Highlights

   -- Revenue of approximately $16.0 million, up 51% year-over-year from 
      approximately $10.6 million in the prior year period, driven primarily by 
      an approximately 71% increase in point of sale and prepaid services. 
 
   -- General and administrative expenses declined approximately 25% to 
      approximately $3.5 million, compared to approximately $4.6 million in the 
      prior year period, reflecting the cost discipline initiated in 2025. 
 
   -- Net cash used in operating activities improved to approximately $4.6 
      million, compared to approximately $7.0 million in the prior year period. 
 
   -- Loss from operations totaled approximately $11.2 million, compared to 
      approximately $7.6 million in the prior year period, primarily reflecting 
      increased interest expense and non-cash items. 
 
   -- Net loss available to common stockholders totaled approximately $12.1 
      million, compared to approximately $7.6 million in the prior year period. 
 
   -- Cash and cash equivalents were approximately $2.0 million at March 31, 
      2026. Total cash, cash equivalents and restricted cash were approximately 
      $2.4 million at quarter end. 

Subsequent Events

On May 1, 2026, subsequent to quarter end, the Company entered into a multiyear Commercial Integration and Distribution Agreement with Alpha Modus Holdings, Inc. (NASDAQ: AMOD). On May 12, 2026, the Company and Alpha Modus announced the launch of a 25,000 Activation Pilot to integrate the Alpha Cash mobile wallet across the SurgePays distribution surface, as previously announced.

"Today, SurgePays operates with multiple revenue channels. Total wireless subscriber lines across LinkUp Mobile and Torch Wireless surpassed 200,000, alongside our wholesale wireless platform relationships and our point-of-sale fintech and data platforms," Mr. Cox continued. "With an established retail footprint of more than 9,000 locations, a customer acquisition engine through ProgramBenefits.com, additional monetization initiatives such as our Managed Marketing Services platform and our newly launched stored value and loyalty platform, and the multiyear Commercial Integration and Distribution Agreement we entered into with Alpha Modus subsequent to quarter end, we are positioned to monetize each consumer relationship across multiple revenue streams rather than just one. That is the compounding model, and Q1 is the first quarter where you can see it forming."

First Quarter 2026 Financial Results Conference Call

Date: Friday, May 15, 2026

Time: 11:00 a.m. Eastern Time

Dial in: 1 888 506 0062

Access code: 276693

Webcast: ir.surgepays.com/company events

A replay will be available on the SurgePays investor relations website following the call.

About SurgePays, Inc.

SurgePays, Inc. (NASDAQ: SURG) is a fintech and mobile virtual network operator (MVNO) that delivers prepaid wireless and financial products to the approximately 138 million subprime consumers in the United States. Through its proprietary point-of-sale platform deployed across approximately 9,000 convenience stores and a growing Retail Media Network, SurgePays enables retailers to offer wireless activations, top-ups, and consumer financial services. The Company's subsidiaries include LinkUp Mobile, Torch Wireless, the HERO mobile virtual network enabler (MVNE) platform, and the ProgramBenefits.com platform, which is being built to incorporate AI-driven decisioning across the financial and benefit products it offers. SurgePays is headquartered in Bartlett, TN. Learn more at www.surgepays.com and ir.surgepays.com.

Cautionary Note Regarding Forward Looking Statements

This press release includes express or implied statements that are not historical facts and are considered forward looking within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and within the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements involve substantial risks and uncertainties and generally relate to future events or the Company's future financial or operating performance. These statements may include projections, guidance, or other estimates regarding revenue, cash flow, business growth, market expansion, or customer acquisition, and statements regarding subscriber growth, distribution expansion, and operating scale. In some cases, you can identify forward looking statements by words such as may, will, could, would, should, expect, intend, plan, anticipate, believe, estimate, predict, project, potential, continue, or similar terminology. Although the Company believes the expectations reflected in these forward-looking statements are reasonable, they involve known and unknown risks and uncertainties that may cause actual results to differ materially from those described in the forward-looking statements. These risks include, but are not limited to, the Company's ability to scale its prepaid wireless business, maintain retail distribution relationships, expand its merchant platform, and achieve anticipated subscriber growth. Additional information regarding these and other risks can be found in the Company's filings with the Securities and Exchange Commission, including its Annual Report on Form 10-K and Quarterly Reports on Form 10-Q. The forward-looking statements in this press release speak only as of the date they are made, and the Company undertakes no obligation to update them except as required by law.

Investor Relations Contact

Valter Pinto, Managing Director

KCSA Strategic Communications

SurgePays@KCSA.com | 212.896.1254

SurgePays, Inc. and Subsidiaries, Consolidated Balance Sheets

 
(In US$)                                     March 31, 2026  December 31, 2025 
-------------------------------------------  --------------  ----------------- 
Assets 
-------------------------------------------  --------------  ----------------- 
Current Assets 
-------------------------------------------  --------------  ----------------- 
   Cash and cash equivalents                    $ 1,991,166        $ 1,731,400 
-------------------------------------------  --------------  ----------------- 
   Restricted cash, accounts receivable 
    factoring facility                              424,995            281,811 
-------------------------------------------  --------------  ----------------- 
   Accounts receivable, net                       5,041,837          4,045,162 
-------------------------------------------  --------------  ----------------- 
   Inventory                                        339,570            339,570 
-------------------------------------------  --------------  ----------------- 
   Prepaids and other                               410,742            581,823 
-------------------------------------------  --------------  ----------------- 
Total Current Assets                              8,208,310          6,979,766 
-------------------------------------------  --------------  ----------------- 
Property and equipment, net                         376,678            403,517 
-------------------------------------------  --------------  ----------------- 
Other Assets 
-------------------------------------------  --------------  ----------------- 
   Intangibles, net                                 655,776            819,153 
-------------------------------------------  --------------  ----------------- 
   Operating lease right of use asset, net          260,694            313,410 
-------------------------------------------  --------------  ----------------- 
Total Other Assets                                  916,470          1,132,563 
-------------------------------------------  --------------  ----------------- 
Total Assets                                    $ 9,501,458        $ 8,515,846 
-------------------------------------------  --------------  ----------------- 
Liabilities and Stockholders' Deficit 
-------------------------------------------  --------------  ----------------- 
Current Liabilities 
-------------------------------------------  --------------  ----------------- 
   Accounts payable and accrued expenses       $ 17,514,013       $ 10,219,011 
-------------------------------------------  --------------  ----------------- 
   Accounts payable and accrued expenses, 
    related party                                   159,135            117,546 
-------------------------------------------  --------------  ----------------- 
   Operating lease liability                        226,225            219,997 
-------------------------------------------  --------------  ----------------- 
   Notes payable                                  2,483,335          1,834,008 
-------------------------------------------  --------------  ----------------- 
   Note payable, related party                    1,730,796          2,730,796 
-------------------------------------------  --------------  ----------------- 
   Convertible notes payable, net                 3,667,956          3,068,878 
-------------------------------------------  --------------  ----------------- 
   Derivative liabilities                           184,983                 -- 
-------------------------------------------  --------------  ----------------- 
Total Current Liabilities                        25,966,443         18,190,236 
-------------------------------------------  --------------  ----------------- 
Long Term Liabilities 
-------------------------------------------  --------------  ----------------- 
   Notes payable, SBA government                    455,919            458,334 
-------------------------------------------  --------------  ----------------- 
   Operating lease liability                         40,093             99,235 
-------------------------------------------  --------------  ----------------- 
   Convertible notes payable, net                 6,906,971          5,170,860 
-------------------------------------------  --------------  ----------------- 
Total Long Term Liabilities                       7,402,983          5,728,429 
-------------------------------------------  --------------  ----------------- 
Total Liabilities                                33,369,426         23,918,665 
-------------------------------------------  --------------  ----------------- 
Stockholders' Deficit 
-------------------------------------------  --------------  ----------------- 
   Common stock, $0.001 par value                    24,890             21,852 
-------------------------------------------  --------------  ----------------- 
   Additional paid in capital                    86,829,583         83,246,736 
-------------------------------------------  --------------  ----------------- 
   Treasury stock at cost                       (1,631,966)        (1,631,966) 
-------------------------------------------  --------------  ----------------- 
   Accumulated deficit                        (109,035,180)       (96,984,297) 
-------------------------------------------  --------------  ----------------- 
   Stockholders' equity (deficit)              (23,812,673)       (15,347,675) 
-------------------------------------------  --------------  ----------------- 
   Non controlling interest                        (55,295)           (55,144) 
-------------------------------------------  --------------  ----------------- 
Total Stockholders' Deficit                    (23,867,968)       (15,402,819) 
-------------------------------------------  --------------  ----------------- 
Total Liabilities and Stockholders' Deficit     $ 9,501,458        $ 8,515,846 
-------------------------------------------  --------------  ----------------- 
 

SurgePays, Inc. and Subsidiaries, Consolidated Statements of Operations (Unaudited)

 
                                        Three Months Ended  Three Months Ended 
(In US$)                                  March 31, 2026      March 31, 2025 
--------------------------------------  ------------------  ------------------ 
Revenues                                      $ 15,983,983        $ 10,577,429 
--------------------------------------  ------------------  ------------------ 
Costs and expenses 
--------------------------------------  ------------------  ------------------ 
   Cost of revenues                             23,681,432          13,519,775 
--------------------------------------  ------------------  ------------------ 
   General and administrative expenses           3,501,918           4,637,556 
--------------------------------------  ------------------  ------------------ 
Total costs and expenses                        27,183,350          18,157,331 
--------------------------------------  ------------------  ------------------ 
Loss from operations                          (11,199,367)         (7,579,902) 
--------------------------------------  ------------------  ------------------ 
Other income (expense) 
--------------------------------------  ------------------  ------------------ 
   Interest expense (including 
    amortization of debt discount)               (881,908)           (119,434) 
--------------------------------------  ------------------  ------------------ 
   Other income                                         --               7,140 
--------------------------------------  ------------------  ------------------ 
   Interest income                                      --              56,903 
--------------------------------------  ------------------  ------------------ 
   Change in fair value of derivative 
   liabilities                                      30,241                  -- 
--------------------------------------  ------------------  ------------------ 
Total other income (expense), net                (851,667)            (55,391) 
--------------------------------------  ------------------  ------------------ 
Net loss before provision for income 
 taxes                                        (12,051,034)         (7,635,293) 
--------------------------------------  ------------------  ------------------ 
Provision for income tax benefit 
(expense)                                               --                  -- 
--------------------------------------  ------------------  ------------------ 
Net loss including non controlling 
 interest                                     (12,051,034)         (7,635,293) 
--------------------------------------  ------------------  ------------------ 
Non controlling interest                             (151)               (209) 
--------------------------------------  ------------------  ------------------ 
Net loss available to common 
 stockholders                               $ (12,050,883)       $ (7,635,084) 
--------------------------------------  ------------------  ------------------ 
Loss per share, basic and diluted                 $ (0.51)            $ (0.38) 
--------------------------------------  ------------------  ------------------ 
Weighted average shares outstanding, 
 basic and diluted                              23,703,775          20,068,929 
--------------------------------------  ------------------  ------------------ 
 

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