Fold starts rolling out Bitcoin credit card with 4% rewards offer

cryptonews02:06

Fold Holdings has started issuing its Fold Bitcoin Credit Card to selected waitlist members, adding a consumer credit product to its growing Bitcoin rewards and workplace payments business. Summary ...

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The product runs on the Visa network, uses Stripe Issuing, and gives users bitcoin rewards on everyday card spending.Fold said the card offers a base rate of 1.5% back in bitcoin on purchases. The company said users can earn up to 4% back through behavior-based rewards and targeted offers from Fold’s partner network.Fold’s Bitcoin credit card launch comes after Fold Holdings previously rolled out a Bitco","collect":0,"end_time":0,"defaultTopTitle":"crypto.news","property":[],"viewcount":null,"language":"en","relate_stocks":{"09008":"博时比特币-U","BTFX":"比特币期货ETF-CoinShares","SBIT":"2倍做空比特币期货ETF-Proshares","GBTC":"比特币ETF-Grayscale","BTGD":"STKD Bitcoin & Gold ETF","WGMI":"比特币矿商ETF-CoinShares","BTCI":"NEOS Bitcoin High Income ETF","GDLC":"Grayscale CoinDesk Crypto 5 ETF","BITU":"2倍做多比特币期货ETF-Proshares","BKCH":"AdvisorShares Sabretooth ETF","HODL":"比特币ETF-VanEck","BTCL":"T-REX 2X LONG BITCOIN DAILY TARGET ETF","MNRS":"GRAYSCALE BITCOIN MINERS ETF","BITW":"Bitwise 10 Crypto Index ETF","BTCO":"比特币ETF-Invesco Galaxy","BITX":"2倍比特币期货ETF-Volatility Shares","ARKB":"比特币ETF-21Shares","BITQ":"Bitwise Crypto Industry Innovators ETF","BTRN":"比特币期货ETF-Global X","ARKY":"ARK 21SHARES ACTIVE BITCOIN ETHEREUM STRATEGY ETF","LFGY":"YieldMax Crypto Industry and Tech Portfolio Option Income ETF","FBTC":"比特币ETF-Fidelity","YBIT":"YieldMax Bitcoin Option Income ETF","BITB":"比特币ETF-Bitwise","CBTJ":"Calamos Bitcoin 80 Series Structured Alt Protection ETF - January","BETE":"等权重比特币&以太币期货ETF-ProShares","09042":"华夏比特币-U","09439":"嘉实比特币-U","DAPP":"VanEck Digital Transformation ETF","BITC":"Bitwise Trendwise Bitcoin and Treasuries Rotation Strategy ETF","BTCZ":"T-Rex 2X Inverse Bitcoin Daily Target ETF","BETH":"比特币&以太币期货ETF-ProShares","HECO":"SPDR Galaxy Hedged Digital Asset Ecosystem ETF","MAXI":"比特币期货ETF-Simplify","IBIT":"比特币ETF-iShares","03008":"博时比特币","03042":"华夏比特币","BITI":"1倍做空比特币期货ETF-Proshares","YBTC":"比特币看涨期权ETF-Roundhill","MSBT":"Morgan Stanley Bitcoin Trust ETP","BEGS":"RAREVIEW 2X BULL CRYPTOCURRENCY & PRECIOUS METALS ETF","NGHT":"Nicholas Bitcoin and Treasuries AfterDark ETF","CRPT":"First Trust SkyBridge Crypto Industry and Digital Economy ETF","BRRR":"比特币ETF-CoinShares","STCE":"Schwab Crypto Thematic ETF","BTF":"比特币&以太币期货ETF-CoinShares","03439":"嘉实比特币"},"translate_title":"Fold开始推出比特币信用卡，提供4%奖励优惠","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"09042":1.5,"BTCI":0.9,"BITB":0.9,"BITX":0.9,"ARKY":0.9,"ARKB":0.9,"BKCH":0.9,"SBIT":0.9,"CRPT":0.9,"03008":0.9,"MSBT":0.9,"03439":0.9,"FBTC":0.9,"MNRS":0.9,"09008":1.5,"CBTJ":0.9,"GDLC":0.9,"BITQ":0.9,"BTCL":0.9,"BETE":0.9,"BTRN":0.9,"BTCZ":0.9,"BETH":0.9,"09439":1.5,"BITW":0.9,"BTCO":0.9,"BTFX":0.9,"DAPP":0.9,"HECO":0.9,"HODL":0.9,"NGHT":0.9,"BEGS":0.9,"BITC":0.9,"MAXI":0.9,"BTGD":0.9,"GBTC":0.9,"STCE":0.9,"BRRR":0.9,"WGMI":0.9,"YBIT":0.9,"03042":0.9,"MBTmain":0.9,"BITU":0.9,"BITI":0.9,"BTF":0.9,"YBTC":0.9,"LFGY":0.9,"IBIT":1.5},"content_text":"Fold Holdings has started issuing its Fold Bitcoin Credit Card to selected waitlist members, adding a consumer credit product to its growing Bitcoin rewards and workplace payments business.\n\n\nSummary\n\n\n\nFold has started issuing its Bitcoin Credit Card to select waitlist members, offering 1.5% back in Bitcoin and up to 4% through rewards and partner offers.\nThe card runs on Visa and Stripe Issuing, with physical and virtual cards available through the Fold App for Apple Pay and Google Pay.\nThe launch comes after Fold missed Q1 2026 earnings expectations and follows its Bitcoin bonus program for workplace compensation.\n\n\n\nAccording to a modified company release, Fold is rolling out the card in batches over the coming weeks and months. The product runs on the Visa network, uses Stripe Issuing, and gives users bitcoin rewards on everyday card spending.\nFold starts Bitcoin credit card rollout\nFold said the card offers a base rate of 1.5% back in bitcoin on purchases. The company said users can earn up to 4% back through behavior-based rewards and targeted offers from Fold’s partner network.\nThe release said cardholders who pay their bill in bitcoin receive an extra 0.5% back on that payment. Fold also said the card is accepted at 175 million Visa merchants.\nPhysical cards have started shipping to active holders, according to Fold. New applicants will receive a physical card after approval, while approved users can access a virtual version through the Fold App for Apple Pay and Google Pay.\nVisa, Stripe are issuing a new power card\nFold said the card includes real-time bitcoin reward tracking inside its app. The company also listed lock-and-unlock controls, fraud alerts, and payment options via a Fold Checking account or an external bank.\nFold co-founder and CEO Will Reeves said in the release that the launch was a “pivotal milestone” for the company. Reeves said the card avoids “complicated points systems” and instead gives users a direct way to earn bitcoin on purchases.\nThe rollout gives Fold another consumer-facing product at a time when the company is trying to connect bitcoin rewards with everyday financial activity.\n\n\n\n\n\n                You might also like:\n            \n\n                Hyperliquid’s SpaceX perp lights up regulatory gray zone over private markets            \n\nMeanwhile, Fold Holdings recently reported first-quarter 2026 results that missed analyst expectations. The company reported earnings per share of -$0.59, compared with analyst forecasts of -$0.13.\nFold’s revenue also came in below expectations. The company generated $5.59 million in revenue, while analysts had expected $10.09 million. Those results placed more attention on Fold’s product launches as investors reviewed the company’s ability to grow revenue and narrow losses.\nFold also pushes Bitcoin bonuses\nFold’s Bitcoin credit card launch comes after Fold Holdings previously rolled out a Bitcoin-based bonus program for employees, as covered by crypto.news. Fold said the product expands its effort to bring bitcoin into workplace compensation.\nThe company said the program was launched through Fold Business, its enterprise arm. Fold said it allows companies to distribute recurring bonuses in bitcoin without managing custody or compliance themselves.\nReeves said employers needed a bonus tool that was simple enough for HR and finance teams to use without requiring them to become Bitcoin experts. Fold said it handles dollar-to-bitcoin conversion and distribution, while employers can set bonus amounts in fiat terms and still offer workers bitcoin exposure.\n\n\n\n\n\n                Read more:\n            \n\n                Fold holds Opening Bell ceremony for the first Bitcoin financial services listing on Nasdaq","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.42.2","shortVersion":"4.42.2","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2638680726","isCrawlerRequest":true}