Nu Holdings (NU) Following Q1 Results Is The Growth Story Still Undervalued

Simply Wall St.07-27 14:30

AdvertisementNu Holdings stock reaction to Q1 2026 results Nu Holdings (NYSE:NU) drew fresh attention after reporting a 42% year-over-year revenue increase, a customer base of 135 million by Q1 2026, ...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2654097480?lang=en_US&edition=fundamental","thumbnail":"https://images.simplywall.st/asset/company-cover/412550767-main-header/1756256225969","is_english":true,"pubTime":"2026-07-27 14:30","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2654097480","market":"nz","top_or_hot":-1,"title":"Nu Holdings (NU) Following Q1 Results Is The Growth Story Still Undervalued","media":"Simply Wall St.","content":"<div>\n<p>AdvertisementNu Holdings stock reaction to Q1 2026 results Nu Holdings (NYSE:NU) drew fresh attention after reporting a 42% year-over-year revenue increase, a customer base of 135 million by Q1 2026, ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nyse-nu/nu-holdings/news/nu-holdings-nu-following-q1-results-is-the-growth-story-stil\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Nu Holdings (NU) Following Q1 Results Is The Growth Story Still Undervalued</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNu Holdings (NU) Following Q1 Results Is The Growth Story Still Undervalued\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-07-27 14:30 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/banks/nyse-nu/nu-holdings/news/nu-holdings-nu-following-q1-results-is-the-growth-story-stil><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>AdvertisementNu Holdings stock reaction to Q1 2026 results Nu Holdings (NYSE:NU) drew fresh attention after reporting a 42% year-over-year revenue increase, a customer base of 135 million by Q1 2026, ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nyse-nu/nu-holdings/news/nu-holdings-nu-following-q1-results-is-the-growth-story-stil\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU0053687314.USD","symbol_name":"JPM LATIN AMERICA EQUITY \"A\" INC","start_time":0,"source_url":"https://simplywall.st/stocks/us/banks/nyse-nu/nu-holdings/news/nu-holdings-nu-following-q1-results-is-the-growth-story-stil","article_id":"2654097480","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/company-cover/412550767-main-header/1756256225969"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/banks/nyse-nu/nu-holdings/news/nu-holdings-nu-following-q1-results-is-the-growth-story-stil","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2654097480","pubTimestamp":1785133801,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"Nu Holdings stock reaction to Q1 2026 results\nNu Holdings (NYSE:NU) drew fresh attention after reporting a 42% year-over-year revenue increase, a customer base of 135 million by Q1 2026, and higher average revenue per active customer.\nSee our latest analysis for Nu Holdings.\nNu Holdings shares trade at US$14.09, with a 1 month share price return of 6.99% contrasting with a year to date decline of 17.21%. The 3 year total shareholder return of 77.01% points to strong longer term momentum.\nIf...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"LU0053687314.USD":"JPM LATIN AMERICA EQUITY \"A\" INC","LU1868838027.USD":"CT (LUX) I GLOBAL EMERGING MARKET EQUITIES \"8\" (USD) ACC","LU0256859116.SGD":"施罗德拉丁美洲A Acc SGD","LU1861220207.SGD":"Blackrock FinTech A2 SGD-H","LU0143863198.USD":"CT (LUX) I GLOBAL EMERGING MARKET EQUITIES\"AU\" (USD) ACC","LU0048575426.USD":"FIDELITY EMERGING MARKETS \"A\" INC","LU0261950470.USD":"FIDELITY EMERGING MARKETS \"A\" ACC","LU2125910500.SGD":"Natixis WCM Global Emerging Markets Equity H-R/A SGD","LU0823046577.USD":"AMUNDI FUNDS LATIN AMERICA EQUITY \"A2\" (USD) INC","LU0449509016.USD":"HSBC GIF BRIC EQUITY \"AC\" (USD) ACC","LU0214875030.USD":"HSBC GIF BRIC EQUITY \"M2C\" (USD) ACC","LU0254981946.USD":"HSBC GIF BRIC MARKETS EQUITY \"AC\" (USD) ACC","LU0456842615.SGD":"JPMorgan Funds - Emerging Markets Equity A (acc) SGD","LU0823046494.USD":"AMUNDI FUNDS LATIN AMERICA EQUITY \"A2\" (USD) ACC","LU0572108347.SGD":"Blackrock Latin American A2 SGD-H","LU0396314238.USD":"abrdn SICAV I - LATIN AMERICAN EQUITY \"A\" (USD) ACC","LU1868837565.USD":"CT (LUX) I GLOBAL EMERGING MARKET EQUITIES \"1\" (USD) ACC","LU2360107671.USD":"BGF FINTECH \"A4\" (USD) INC","LU2045819591.USD":"Natixis WCM Global Emerging Markets Equity R/A USD","LU0050427557.USD":"富达拉丁美洲基金","LU0196696453.USD":"HSBC GIF BRAZIL EQUITY \"AC\" (USD) ACC","LU0531971322.HKD":"HSBC GIF BRAZIL EQUITY \"AD\" (HKD) INC","GB00BDT5M118.USD":"天利环球扩展Alpha基金A Acc","BK4559":"巴菲特持仓","LU0143863784.USD":"CT (LUX) I GLOBAL EMERGING MARKET EQUITIES\"DU\" (USD) ACC","IE00BGV7N243.SGD":"FSSA Global Emerging Markets Focus I Acc SGD","LU0106259046.USD":"施罗德拉丁美洲基金","LU0072463663.USD":"Blackrock Latin American A2 USD","LU0210535034.USD":"摩根大通拉丁美洲基金","LU1861217088.USD":"贝莱德金融科技A2","IE00B1B80R65.USD":"柏瑞拉丁美洲股票A","LU0196696701.USD":"HSBC GIF BRAZIL EQUITY \"AD\" (USD) INC","LU0251143458.SGD":"Fidelity Emerging Markets A-SGD","BK4207":"综合性银行","LU0265267285.USD":"BNP PARIBAS BRAZIL EQUITY \"C\" (USD) INC","LU0788109048.HKD":"BGF LATIN AMERICAN \"A2\" (HKDHGD) ACC","LU0265266980.USD":"法巴巴西股票基金","LU0531970944.HKD":"HSBC GIF BRIC EQUITY \"AC\" (HKD) ACC","NU":"Nu Holdings Ltd.","LU0086394185.USD":"SCHRODER ISF LATIN AMERICAN \"A\" (USD) INC AV","NUG":"2倍做多NU ETF-Leverage Shares","LU1481012133.USD":"FIDELITY EMERGING MARKETS \"A\" (USDHDG) INC"},"translate_title":"Nu Holdings (NU) 第一季度业绩公布后的增长故事仍然被低估","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"NUG":0.6,"NU":1.5},"content_text":"AdvertisementNu Holdings stock reaction to Q1 2026 results Nu Holdings (NYSE:NU) drew fresh attention after reporting a 42% year-over-year revenue increase, a customer base of 135 million by Q1 2026, and higher average revenue per active customer. See our latest analysis for Nu Holdings. Nu Holdings shares trade at US$14.09, with a 1 month share price return of 6.99% contrasting with a year to date decline of 17.21%. The 3 year total shareholder return of 77.01% points to strong longer term momentum. If Nu Holdings has you thinking about growth stories in finance and tech, it can also be useful to see what else is moving via our 18 top founder-led companies After a 6.99% move over the past month and a longer run that still leaves Nu Holdings down for the year, the real puzzle now is whether to lean into the current valuation or wait for a cleaner entry before committing fresh capital. Most Popular Narrative: 38% Undervalued On the most followed narrative, Nu Holdings screens as undervalued, with a fair value of $22.74 against the last close at $14.09, which is a wide gap for a bank still reporting fast revenue and earnings growth.  The long-term vision, which CEO David Vélez refers to as the company’s “Act III,” is built around three pillars: deepening monetization in Brazil through high-margin products such as mortgages, private banking, and SME services in order to increase ARPAC from $16 to above $25; replicating the model in Mexico and Colombia until full profitability is reached; and preparing for expansion into the United States by leveraging the know-how accumulated across Latin America. At the same time, the planned investment of 45 billion Brazilian reais during 2026 (approximately $8.2 billion) signals an aggressive reinvestment commitment in AI, infrastructure, and segment expansion.  Read the complete narrative. Want to see how this Nu Holdings fair value hangs together? The narrative leans on compounding revenue, rising profitability and a future earnings profile more often associated with mature global platforms. Curious which growth, margin and capital deployment assumptions have the biggest impact on that $22.74 figure? The full story sets those moving parts out clearly, including how Latin America, the U.S. charter and AI driven products all feed into the model. Result: Fair Value of $22.74 (UNDERVALUED) Have a read of the narrative in full and understand what's behind the forecasts. However, Nu Holdings investors still need to watch Brazil credit quality and any sharp Brazilian real moves, as either could quickly pressure this undervaluation story. Find out about the key risks to this Nu Holdings narrative. Another view on Nu Holdings valuation The narrative points to Nu Holdings as 38% undervalued on a fair value of $22.74, but the earnings multiple tells a tougher story. At a P/E of 21.4x versus 16.2x for peers, 11.9x for the wider US Banks industry and a fair ratio of 18.5x, the stock carries a clear valuation premium that could compress if sentiment cools. For investors, the key question is whether this premium reflects Nu Holdings’ earnings quality and growth profile, or whether it leaves less room for error than the DCF style narrative implies. See what the numbers say about this price — find out in our valuation breakdown. NYSE:NU P/E Ratio as at Jul 2026Next Steps With Nu Holdings presenting both potential and challenges, the key is to evaluate the situation for yourself. To explore this further, check the 3 key rewards and 1 important warning sign. Looking for more investment ideas beyond Nu Holdings? If Nu Holdings is on your radar, do not stop there. Broaden your watchlist now so you are not looking back wishing you had checked other ideas.  Target potential mispricing by scanning companies that combine quality fundamentals with room for a re-rating using our 50 high quality undervalued stocks. Strengthen your income stream by reviewing companies focused on meaningful cash returns to shareholders through the 9 dividend fortresses. Dial down portfolio risk by focusing on companies that score well on resilience with the 79 resilient stocks with low risk scores.   This article by Simply Wall St is general in nature. We provide commentary based on historical data\n        and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n        financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n        Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n        Simply Wall St has no position in any stocks mentioned.Valuation is complex, but we're here to simplify it.Discover if Nu Holdings might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":false,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"isLaohu8Offline":false,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.46.0","shortVersion":"4.46.0","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2654097480","isCrawlerRequest":true}