US mortgage rates rise to 6.81%, highest level in a year

Jeffrey Sparshott / Bloomberg08-05 13:10

US mortgage rates rose last week to the highest level in a year at 6.81%, curbing demand for home loans in an already subdued housing market.(Aug 5): US mortgage rates rose last week to the highest ...

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href=https://www.theedgesingapore.com/news/us-economy/us-mortgage-rates-rise-681-highest-level-year?utm_source=Blog&utm_medium=RSS&utm_campaign=Tiger_Brokers_app_RSS><strong>Jeffrey Sparshott / Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>US mortgage rates rose last week to the highest level in a year at 6.81%, curbing demand for home loans in an already subdued housing market.(Aug 5): US mortgage rates rose last week to the highest ...</p>\n\n<a href=\"https://www.theedgesingapore.com/news/us-economy/us-mortgage-rates-rise-681-highest-level-year?utm_source=Blog&utm_medium=RSS&utm_campaign=Tiger_Brokers_app_RSS\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"MBSD","symbol_name":"FlexShares Disciplined Dur MBS 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Association (MBA) data released on Wednesday. \nRates fell to their lowest levels since 2022 towards the end of February, just before the start of the Iran war. Since then, they've trended higher as the conflict pushed up energy prices and stoked inflation concerns.\nThe result has been weaker demand for loans. MBA's purchase index, a measure of loan applications, fell 3.6% from the prior week to a five-month low, while its refinancing index slid 1.9% to the lowest since mid-2025.\n\nUS mortgage rates rose last week to the highest level in a year, curbing demand for home loans in an already subdued housing market.\nThe Federal Reserve last week further complicated the outlook for borrowers. The central bank held its benchmark interest rate steady, as expected. But chairman Kevin Warsh's post-meeting press conference raised concerns about the Fed's commitment to its 2% inflation goal. In response, investors pushed bond yields higher.\nMortgage rates closely track the yield on 10-year Treasury notes. At the end of July, 10-year yields touched their highest level since early 2025.\nThe MBA survey, which has been conducted weekly since 1990, uses responses from mortgage bankers, commercial banks and thrifts. The data cover more than 75% of all retail residential mortgage applications in the US.\nUploaded by Felyx Teoh","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":false,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"isLaohu8Offline":false,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.47.1","shortVersion":"4.47.1","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2657068570","isCrawlerRequest":true}