Press Release: Riskified Reports Strong Second Quarter of 2026 with Accelerating Revenue Growth

Dow Jones08-12 18:45

Raises Revenue and Adjusted EBITDA guidance

NEW YORK--(BUSINESS WIRE)--August 12, 2026-- 

Riskified Ltd. (NYSE: RSKD) (the "Company", "Riskified", "we" or "our"), a leader in ecommerce fraud and risk intelligence, today announced financial results for the three and six months ended June 30, 2026. The Company will host an investor call to discuss these results today at 8:30 a.m. Eastern Time.

"We delivered our strongest revenue growth in over four years, driven by increasingly complex fraud and merchant demand for the unified platform we've spent years building. That's showing up in accelerating new business and a deepening multi-product base, and it's why we're raising our outlook for the second time this year," said Eido Gal, CEO & Co-Founder of Riskified.

Q2 2026 and Recent Business Highlights

   --  Strongest Revenue Growth in Over Four Years: Revenue grew 22% 
      year-over-year to $98.7 million, an acceleration from 7% growth in the 
      first quarter, driven by continued new merchant and upsell activity. 
 
   --  Accelerating New Business Momentum: New logo acquisition was a 
      significant contributor to results this quarter. We added new logos 
      across all four regions, with five of our top ten headquartered outside 
      the United States, spanning five categories. 
 
   --  Sustained Competitive Win Rates: Our competitive win rates remained 
      above 75% in the second quarter, reflecting the differentiation of our 
      platform compared to alternatives that merchants consider. 
 
   --  Continued ACH and Non-Card Expansion: Our investment in ACH-specific 
      models and features extended our broader payments capabilities, with ACH 
      becoming a meaningful and growing part of new business this quarter. The 
      dollar value of ACH transactions that Riskified processed in the quarter 
      was approximately 19 times higher than the value processed in the second 
      quarter of the prior year. 
 
   --  Platform Expansion: Merchants are increasingly using Riskified's 
      identity intelligence beyond checkout to improve the customer experience 
      across the transaction lifecycle. Our AI assistant, ARIA, continued to 
      gain traction this quarter. We have embedded ARIA across our wider 
      platform, giving fraud and risk teams a highly effective tool that helps 
      them investigate activity, understand emerging trends, and take action 
      more quickly. 
 
   --  Live Sports Driving Category Momentum: A dense global events calendar, 
      including the World Cup and NBA Finals, drove elevated volumes across 
      Tickets and Digital Finance. 
 
   --  Continued Share Repurchases: In the second quarter, we repurchased 
      approximately 13.7 million shares for total consideration of $63.9 
      million, contributing to a 26% cumulative reduction in total shares 
      outstanding since the program's inception. 

Q2 2026 Financial Summary & Highlights

The following table summarizes our consolidated financial results for the three and six months ended June 30, 2026 and 2025, in thousands except where indicated:

 
                Three Months Ended June 
                          30,             Six Months Ended June 30, 
               -------------------------  -------------------------- 
                 2026         2025          2026          2025 
                ------       -------       -------       ------- 
                      (unaudited)                (unaudited) 
 Gross 
  merchandise 
  volume 
  ("GMV") in 
  millions(1)  $41,300      $ 36,434      $ 78,547      $ 70,605 
    Increase 
     in GMV 
     year 
     over 
     year           13%                         11% 
 Revenue       $98,691      $ 81,060      $186,959      $163,447 
    Increase 
     in 
     revenue 
     year 
     over 
     year           22%                         14% 
 
 GAAP gross 
  profit       $44,968      $ 39,750      $ 90,855      $ 80,204 
    Increase 
     in GAAP 
     gross 
     profit 
     year 
     over 
     year           13%                         13% 
 GAAP gross 
  profit 
  margin            46%           49%           49%           49% 
 
 Net profit 
  (loss)       $(9,105)     $(11,633)     $(13,532)     $(25,519) 
 Net profit 
  (loss) 
  margin            (9)%         (14)%          (7)%         (16)% 
 
 Adjusted 
  EBITDA(1)    $ 3,919      $  2,134      $ 10,106      $  3,453 
 Adjusted 
  EBITDA 
  margin(1)          4%            3%            5%            2% 
 

Additional Financial Highlights

   --  GAAP gross profit margin of 46% for the three months ended June 30, 
      2026 compared to 49% in the prior year. Non-GAAP gross profit margin(1) 
      of 46% for the three months ended June 30, 2026 compared to 50% in the 
      prior year. GAAP gross profit margin of 49% for the six months ended June 
      30, 2026 compared to 49% in the prior year. Non-GAAP gross profit 
      margin(1) of 49% for the six months ended June 30, 2026 compared to 50% 
      in the prior year. 
 
   --  GAAP net loss per share of $(0.07) for the three months ended June 30, 
      2026 compared to net loss per share of $(0.07) in the prior year. 
      Non-GAAP diluted net profit per share(1) of $0.02 for the three months 
      ended June 30, 2026 compared to $0.02 in the prior year. GAAP net loss 
      per share of $(0.09) for the six months ended June 30, 2026 compared to 
      net loss per share of $(0.16) in the prior year. Non-GAAP diluted net 
      profit per share(1) of $0.07 for the six months ended June 30, 2026 
      compared to $0.05 in the prior year. 
 
   --  Operating cash flow of $13.3 million for the three months ended June 
      30, 2026 compared to $5.6 million in the prior year. Free cash flow(1) of 
      $12.9 million for the three months ended June 30, 2026 compared to $5.3 
      million in the prior year. Operating cash flow of $22.9 million for the 
      six months ended June 30, 2026 compared to $9.4 million in the prior 
      year. Free cash flow(1) of $22.0 million for the six months ended June 
      30, 2026 compared to $9.0 million in the prior year. 
 
   --  Ended June 30, 2026 with approximately $223.6 million of cash, deposits, 
      and investments on the balance sheet and zero debt. 

"We delivered robust revenue growth in the second quarter, with continued expansion in Adjusted EBITDA," said Aglika Dotcheva, Chief Financial Officer of Riskified. "Revenue grew 22% year-over-year to $98.7 million, accelerating from 7% growth in the first quarter, and Adjusted EBITDA increased 84% to $3.9 million. We also generated $12.9 million in free cash flow while returning capital to shareholders through our buyback program. Our strong balance sheet and improving profitability give us the confidence and flexibility to keep investing in the platform while raising our full-year outlook."

Financial Outlook

For the year ending December 31, 2026:

We now anticipate revenue to be between $400 million and $410 million, or $405 million to the midpoint, up from our prior range of between $376 million and $384 million. This reflects the flow-through of our second quarter revenue outperformance, as well as an incremental raise to our outlook based on the momentum we are seeing in the business.

We now anticipate Adjusted EBITDA to be between $33 million and $39 million, or $36 million to the midpoint, up from our prior range of $28 million to $34 million.

The primary factors that may determine where we fall within each range are consistent with what we shared last quarter - the timing and ramping of new merchant go-lives and existing merchant upsells, our success in retaining our merchants, and the broader macro environment.

(1) GMV is a key performance indicator. Adjusted EBITDA, Adjusted EBITDA margin, non-GAAP gross profit margin, non-GAAP diluted net profit per share, and free cash flow are non-GAAP measures of financial performance. See "Key Performance Indicators and Non-GAAP Measures" for additional information and "Reconciliation of GAAP to Non-GAAP Measures" for a reconciliation to the most directly comparable GAAP measure.

(2) We refer to certain forward-looking non-GAAP financial measures in this press release and on our quarterly results conference call. We are not able to provide a reconciliation of forward-looking Adjusted EBITDA, Adjusted EBITDA margin, non-GAAP gross profit, non-GAAP gross profit margin, non-GAAP operating expense, or free cash flow for the fiscal year ending December 31, 2026 to net profit (loss), gross profit, total operating expenses, and operating cash flow, respectively, because certain items that are excluded from these non-GAAP metrics but included in the most directly comparable GAAP financial measures, cannot be predicted on a forward-looking basis without unreasonable effort or are not within our control. For example, we are unable to forecast the magnitude of foreign currency transaction gains or losses which are subject to many economic and other factors beyond our control. For the same reasons, we are unable to address the probable significance of the unavailable information, which could have a potentially unpredictable and significant impact on our future GAAP financial results.

Conference Call and Webcast Details

The Company will host a conference call to discuss its financial results today, August 12, 2026 at 8:30 a.m. Eastern Time. A live webcast of the call can be accessed from Riskified's Investor Relations website at ir.riskified.com. A replay of the webcast will also be available for a limited time at ir.riskified.com. The press release with the financial results, as well as the investor presentation materials will also be accessible on the Company's Investor Relations website prior to the conference call.

Key Performance Indicators and Non-GAAP Measures

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