Pagaya Technologies (PGY) Raised Full Year Guidance, Is The Stock Still Undervalued?

Simply Wall St.08-13

Pagaya Technologies (PGY) has drawn fresh investor attention after reporting record second quarter and first half 2026 revenue and net income, alongside higher full year guidance for network volume, ...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"isChannel":false,"data":{"share":"https://ttm.financial/m/news/2659003183?lang=en_US&edition=fundamental","thumbnail":"https://images.simplywall.st/asset/industry/8041000-choice1-main-header/1585186668959","is_english":true,"pubTime":"2026-08-13 03:33","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2659003183","market":"sg","top_or_hot":-1,"title":"Pagaya Technologies (PGY) Raised Full Year Guidance, Is The Stock Still Undervalued?","media":"Simply Wall St.","content":"<div>\n<p>Pagaya Technologies (PGY) has drawn fresh investor attention after reporting record second quarter and first half 2026 revenue and net income, alongside higher full year guidance for network volume, ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/software/nasdaq-pgy/pagaya-technologies/news/pagaya-technologies-pgy-raised-full-year-guidance-is-the-sto\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Pagaya Technologies (PGY) Raised Full Year Guidance, Is The Stock Still Undervalued?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPagaya Technologies (PGY) Raised Full Year Guidance, Is The Stock Still Undervalued?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-08-13 03:33 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/software/nasdaq-pgy/pagaya-technologies/news/pagaya-technologies-pgy-raised-full-year-guidance-is-the-sto><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Pagaya Technologies (PGY) has drawn fresh investor attention after reporting record second quarter and first half 2026 revenue and net income, alongside higher full year guidance for network volume, ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/software/nasdaq-pgy/pagaya-technologies/news/pagaya-technologies-pgy-raised-full-year-guidance-is-the-sto\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4023","symbol_name":"应用软件","start_time":0,"source_url":"https://simplywall.st/stocks/us/software/nasdaq-pgy/pagaya-technologies/news/pagaya-technologies-pgy-raised-full-year-guidance-is-the-sto","article_id":"2659003183","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/8041000-choice1-main-header/1585186668959"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/software/nasdaq-pgy/pagaya-technologies/news/pagaya-technologies-pgy-raised-full-year-guidance-is-the-sto","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2659003183","pubTimestamp":1786563230,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"Pagaya Technologies (PGY) has drawn fresh investor attention after reporting record second quarter and first half 2026 revenue and net income, alongside higher full year guidance for network volume, revenue, and GAAP profitability.\nSee our latest analysis for Pagaya Technologies.\nDespite the strong second quarter update, Pagaya Technologies’ recent performance has been mixed, with the share price up 61.09% over the past 90 days and 17.84% over 30 days. However, the 1-year total shareholder...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4023":"应用软件","PGY.AU":"PILOT ENERGY LTD","LU1861220207.SGD":"Blackrock FinTech A2 SGD-H","PGY":"Pagaya Technologies Ltd.","BK7142":"石油与天然气的勘探与生产","LU1861217088.USD":"贝莱德金融科技A2","LU2360107671.USD":"BGF FINTECH \"A4\" (USD) INC"},"translate_title":"Pagaya Technologies (PGY) 上调全年指引，该股仍被低估吗？","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"PGY":1.5,"PGY.AU":1.5},"content_text":"Pagaya Technologies (PGY) has drawn fresh investor attention after reporting record second quarter and first half 2026 revenue and net income, alongside higher full year guidance for network volume, revenue, and GAAP profitability. See our latest analysis for Pagaya Technologies. Despite the strong second quarter update, Pagaya Technologies’ recent performance has been mixed, with the share price up 61.09% over the past 90 days and 17.84% over 30 days. However, the 1-year total shareholder return is down 32.81% and the 5-year total shareholder return is down 81.60%, which points to improving short-term momentum after a weaker longer-term experience for shareholders. If Pagaya’s AI-driven financial services story interests you, it can be useful to see what else is moving in the space by checking out 71 profitable AI stocks that aren't just burning cash. Pagaya Technologies’ share price has moved sharply while analyst fair value estimates still sit meaningfully higher. The gap between the current US$21.20 price and those targets raises a simple question about where fair value really lies. AdvertisementMost Popular Narrative: 67.2% Undervalued The most followed narrative on Pagaya Technologies values the stock at a fair value of $64.72, well above the last close at $21.20, and attributes that gap to long term operating leverage and cash generation rather than short term price moves.  Pagaya Technologies is entering a \"Goldilocks\" scenario. For the last two years, it operated under high interest rates, which compressed margins. Now, as the Federal Reserve cuts rates, Pagaya is poised for a massive expansion in both volume and profitability. The company has already achieved a critical milestone: GAAP Profitability in 2025. The market is still pricing $PGY as a risky, unprofitable SPAC, failing to recognize that it has become the critical AI-underwriting infrastructure for the US banking system.  Read the complete narrative. Curious how this narrative gets from Pagaya Technologies’ current earnings to that higher fair value? The core of the argument leans on faster profit growth, expanding margins and a richer future earnings multiple usually reserved for larger software and data infrastructure companies. Result: Fair Value of $64.72 (UNDERVALUED) Have a read of the narrative in full and understand what's behind the forecasts. However, Pagaya Technologies still faces clear risks, including pressure on its FRLPC margin and potential stress in auto loan performance that could affect funding appetite. Find out about the key risks to this Pagaya Technologies narrative. Next Steps The mix of optimism and caution around Pagaya Technologies is clear, so it makes sense to move quickly and test the numbers yourself before opinions settle. To weigh up both sides in one place, start with the 4 key rewards and 2 important warning signs. Looking for more investment ideas beyond Pagaya Technologies? If Pagaya Technologies has sharpened your focus, do not stop here. Use the Simply Wall St screener to uncover fresh stock ideas that match your approach.  Spot potential high return opportunities early by checking out 19 elite penny stocks with strong financials. Zero in on stocks where quality and price align through the 49 high quality undervalued stocks. Strengthen your income and capital preservation plan using the 8 dividend fortresses.   This article by Simply Wall St is general in nature. We provide commentary based on historical data\n        and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n        financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n        Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n        Simply Wall St has no position in any stocks mentioned.New: Manage All Your Stock Portfolios in One PlaceWe've created the ultimate portfolio companion for stock investors, and it's free.• Connect an unlimited number of Portfolios and see your total in one currency• Be alerted to new Warning Signs or Risks via email or mobile• Track the Fair Value of your stocksTry a Demo Portfolio for FreeHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":false,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"isLaohu8Offline":false,"tenantId":"TBGLOBAL","deviceId":"web-server-community-laohu8-v3","version":"4.48.0","shortVersion":"4.48.0","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2659003183","isCrawlerRequest":true}