To retire ,I need 4 things: 1)

pohyc

2023-10-26

To retire ,I need 4 things:

1) a fully paid house

2) adequate medical insurance

3) emergency cash of 1 year (annual

expenses)

4) investment amount of (annual expenses divide by 4%)

In bear market,I can draw down on my emergency cash or sell some shares

#retirement

#retireearly

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