$SoFi Technologies Inc.(SOFI)$

It pays to read an interview with Barron's, Noto said, that student loans did not have a big impact on the quarter. He sees the nonlending buisness as driver of growth in 4rh Q.

And next year. Lending going forward will be additive to growth, as posed to driver of growth.

This is very important, which means Sofi will be more tech company then a bank, and will be evaluated with a higher pe, as a technology company. Not a bank, in the future.

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