I do think that $Upstart Holdings, Inc.(UPST)$ Q3 revenue will be better than consensus (~150MM est. vs 140MM consensus as per Yahoo). That said, I am mentally preparing for a QoQ DECLINE in Q4 revenue (based on Trustpilot reviews in Oct). We'll have to see how committed capital can partly offset that.
Given that I seem to be the only one that pessimistic, I will add to my position in low 20s. If we won't get there, that would be also fine with me as my position is already big enough. No investment advice.
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