$趣店(QD)$
入口是互聯網企業獲客最重要的環節，一旦出現問題，對這家公司可以說是致命的。有數據說阿里系的app給趣店帶去了近7成的用戶。這7成用戶一旦沒有了，不要說公司的成長性，就是收入都很難保證增長。沒有了阿里的加持，趣店不得不話費更高的成本獲客，導致自己利潤率降低
在評估用戶信用度的時候，趣店也大量使用了阿里的數據，5個維度中阿里的佔了3個。失去像芝麻信用這樣的數據，發放貸款的環節恐怕都會受到影響。同樣，趣店也要去市場上花更高的時間和成本去找替代數據。
趣店的招股書中就把和阿里的關係做爲要風險之一，現在這個風險變成了現實。如果趣店在汽車貸業務上沒有亮點的話，要回到之前的輝煌恐怕很難了。
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