$PayPal(PYPL)$ Though i dont exactly support in paypal is fact i am quite bearish becuase of the fact yhat competition is extremelu high between payment proccesors. First of all, interest rates are high, with more people putting their savings jnto banks. And bank varfs are a huge factor of payment proccesors, along with Visa and Mastercard looking powerful, paypal may not succeed in this crowded market. And since covid has deindled down, paypal has lost its significance with its share prices dipping drastically. I belive in paypal short term with its brand solidly built around many great companies but it may not definitely rise like 20-40% in the long run.

Explaining its sudden boom during the COVID 19 pandemic, online shopping has significantly increased users with PayPal. But after so, PayPal dropped to the bottom of its chart. Many say it is convinient to use with it stationed across already multiple agencies. If so, then why haven't we seen a boom in the past 1.5 years? And PayPal's main opponents Visa and Mastercard currently have high margin while PayPal is still struggling despite a finished stage of brand setup and globolization.