Bonta
03-15
Depends on type of stocks that are being held. There isnt any need to sell dividend stocks if the dividend returns is higher than retirement yearly needs. But dividends can be lumpy, meaning some months have more and some months lesser depending on concentration of stocks held. If done correctly, a dividend stock portfolio is effectively a retirement account, with capital left intact.


However, if the stocks dun pay dividend, selling call options on them, will do the same trick as dividend stocks. [Cool][Cool][Cool]


Dun see the need to follow the so called advise to change stocks to cash. [Cool]
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