Replying to @koolgal:Hahaha I

Replying to @koolgal:Hahaha I mean trade! bear market seems to be upon us soon//@koolgal:More panadol perhaps? 😁😁😁

@Dan1192：Are Gen Z in Singapore spending more using e-wallets? Yes, in fact not just for Gen Zs, but millenials as well. It is quite prevalent that e-wallets or the greater fintech offerings is evolution propelling consumer spending, pushing banks, fintech, shopping and travelling platforms to greater heights. Hey it's Daniel again. I'm a millenial. Let's debate on this. What's the psychology behind this? I don't know, but my best guess based on personal experience is the ease of payment, especially if a E wallet is linked up with your debit or credit card. Your money is nothing more than numbers on a screen, it insensitivises the feeling that money is leaving you. Coupled with stronger data collection and analysis, the average consumer is, now more easier than ever, manipulated into placing a higher important on value offerings in previously unnoticed places. Growing up, watching advertisements is very much part of entertainment itself, somehow a vast majority nowadays thinks that advertisement is a heinous crime and so we pay, and pay (pun intended :)). Increased spending is good for the economy and everyone until the mountain of ascending consumer debts come crashing like a avalaunche. The importance of personal finance is becoming ming more important, especially so in another generation or two. @koolgal @Tiger_comments @財運到財源滾滾到 @AyKing @WilsonTan @Daphew $DBS GROUP HOLDINGS LTD(D05.SI)$ $UOB(U11.SI)$ $ocbc bank(O39.SI)$ Also, can anyone tell me how to treat in a bear market? Thanks!

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It is quite prevalent that e-wallets or the greater fintech offerings is evolution propelling consumer spending, pushing banks, fintech, shopping and travelling platforms to greater heights.&nbsp;\n \nHey it's Daniel again. I'm a millenial. Let's debate on this.&nbsp;\nWhat's the psychology behind this? I don't know, but my best guess based on personal experience is the ease of payment, especially if a E wallet is linked up with your debit or credit card. Your money is nothing more than numbers on a screen, it insensitivises the feeling that money is leaving you. Coupled with stronger data collection and&nbsp;analysis, the average consumer is, now&nbsp;more easier than ever, manipulated into placing a&nbsp;higher important on value offerings in previously unnoticed places. Growing up, watching&nbsp;advertisements is very much part of entertainment itself, somehow a vast majority nowadays thinks that advertisement is a heinous crime and so we pay, and pay (pun intended :)).&nbsp; \n \nIncreased spending is good for the economy and everyone until the mountain of ascending consumer debts come crashing like a avalaunche. The importance of personal finance is becoming ming more important, especially so in another generation or two.&nbsp;\n \n<a href=\"https://ttm.financial/U/3559581955535845\">@koolgal </a>&nbsp;<a href=\"https://ttm.financial/U/3501196737273098\">@Tiger_comments </a>&nbsp;<a href=\"https://ttm.financial/U/4108039255054090\">@財運到財源滾滾到 </a>&nbsp;<a href=\"https://ttm.financial/U/4101503898367960\">@AyKing </a>&nbsp;<a href=\"https://ttm.financial/U/4119502900094732\">@WilsonTan </a>&nbsp;<a href=\"https://ttm.financial/U/4101359186324720\">@Daphew </a>&nbsp;\n \n<a href=\"https://ttm.financial/S/D05.SI\">$DBS GROUP HOLDINGS LTD(D05.SI)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/U11.SI\">$UOB(U11.SI)$&nbsp;</a>&nbsp;<a href=\"https://ttm.financial/S/O39.SI\">$ocbc bank(O39.SI)$&nbsp;</a>&nbsp;\n \nAlso, can anyone tell me how to treat in a bear market? 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