I'd keep investing into those

I'd keep investing into those index based ETF since I have a lack of risk appetite and time to study in-depth into the market on my own. Emergency fund aside, I'll keep on DCA-ing into THE $SPDR Portfolio S&P 500 ETF(SPLG)$ and $Schwab US Dividend Equity ETF(SCHD)$ also . If you can't beat them, just join them already[LOL] looking forward to the outcome 10 years down the road.

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