Here’s everything you need to know about the earnings reports:
SOFI $SOFI
Members
New members grew by 643,000 in Q2 alone bring the total members to 8.8M. This was a 41% YoY growth rate. New members are the primary growth driver for the business so this was huge.
Lending Revenue
Lending revenue was light but this was completely expected as management have continuously outlined they are upping their lending at the moment despite the room in their capital ratios to do so.
Tech Revenue
The tech platform was good with total accounts up 23% YoY, however, revenue increased 8%.
Financial Services Revenue
The financial services division was the star of the show with revenues up 80%.
For me, the high of the earnings report was the increase in guidance up to $2,465M and EPS up to $0.08 for the full year compared to $0.01-$0.02 in Q1.
Comments
Wow