Mickey082024
12-01
stay in HDB is right choice for ppl who are smart to balance their lifestyle and not overspending on luxury goods but not much of value interm of investment ROI. People who Smart with their money, have more cash to invest and also enjoy their vacation and needs.

some people who want face value will spend on cars, luxury accessories and stay rental in condo is very common nowadays, The question is all this spending bring what?
spending your money on thing that is needed and at the same time invest for long term will help you built up the fortune faster and to achieve financial freedom faster.

One with Yolo mindset might regret eventually, spend now , enjoy now don't plans for future is dangerous.

we all have to think and plan for the future, spend wisely and enjoy long terms.... Not enjoying now broke tomorrow [LOL]

wish you all have a good weekend and enjoy Xmas season 🥳 😁 😀 [Heart] [Love] [USD]

What Brings You More Happiness: Saving or Spending?
An 80-year-old man who lives in one such rental flat leads a frugal lifestyle. Yet, unbeknownst to many, his personal savings amount to a staggering SGD $1 million! Perhaps saving money has become a source of joy in his life. Rather than using his savings to improve his living conditions, he finds greater satisfaction in the sense of security brought by a substantial bank balance. ------------- Which spending and saving philosophy resonates with you more? Do you have strict saving plans like the 80-year-old man? When will or when did you achieve SGD 1 million savings?
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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