$星展集團控股(D05.SI)$ $大華銀行(U11.SI)$ $華僑銀行(O39.SI)$
星展銀行和華僑銀行的股價接連創新高,不禁讓人期待大華銀行是否能在本週追上這股上漲勢頭。星展銀行已達到45新元的新高,全年上漲52%,華僑銀行也表現強勁,而大華銀行暫時落後,但這可能是潛在的佈局機會。
從基本面看,新加坡三大行的業務穩健,在高利率環境下受益明顯。利率上升提升了淨利息收入,特別是星展銀行,在區域擴張和數字化轉型方面佔據了優勢,業績表現亮眼。華僑銀行則因其在東盟市場的強勁增長潛力獲得投資者青睞。至於大華銀行,它的核心強項在於對東南亞網絡的深入滲透,特別是泰國和越南市場,未來或能提供額外的增長動力。
2024年的大漲或許難以完全複製,但三大行仍然具備吸引力。它們的高股息收益率和穩定的盈利能力,尤其是在經濟復甦和亞洲增長前景明確的背景下,爲投資者提供了良好的防守性和增長潛力。
對我而言,當前是仔細觀察大華銀行表現的關鍵時刻。如果股價短期內未能追上其他兩家銀行,反而可能是逢低吸納的好機會。畢竟,三大行仍然是新加坡市場上最值得長期持有的股票之一。

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