Banks may not do somwell id the interest rate start falling and borrowing will drop roo as business will slow down since people are wary of the uncertainty between china and US tariff war. Most importantly is the consumer spending ..if things get too expensive and spending will sure to stop or cut down. . especially offline retail business... observe the poeple buying in your nearby supermarkets or mall ..think F&B still ok..retails are really bad and will dominos the rest of the sectors sooner or later ....
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