For now we hold! 

There is a lot of "hair" on this stock, so this won't be a large position for me. I view the challenges I see for this company as short-term in nature and resolvable, and I also think that most companies hit some type of rough patch now and then. UnitedHealth has had many good years until recently, which makes me think this series of recent issues is an anomaly. Health insurance is a basic need for most people and history shows that a properly managed company can make a lot of money handling policy rates and claims. With a PE ratio that is way below the market average and after a nearly 50% haircut in the share price, a lot of bad news is priced into the stock, perhaps overly so. I think it makes sense to buy some shares now and build a full (but relatively small) position and forget about it for a while. I also like that this company appears to be recession-resistant. It could take time to resolve the issues that are weighing on the stock now, but the upside potential appears to be significant.