$DLocal Limited(DLO)$ The $150 million payout and the $30–45 million in annual dividends $DLO DLocal expects to keep paying is a big chunk of money. Instead of handing it to shareholders, the company could’ve used those funds to really push its growth: investing in research, expanding into new countries, making smart acquisitions, growing the team, or building new products. To put it in perspective, that $150 million alone could have paid for over five years’ worth of DLocal’s current R&D budget or helped launch operations in several new markets. Reinvesting that money might have led to stronger growth, more revenue streams, and a bigger competitive edge. On the other hand, by paying dividends, the company gives shareholders immediate returns, but at the cost of slowing down some of that potential long-term growth