$Robinhood(HOOD)$  

🚀 Robinhood: The Retail Revolution Continues, But Is It Still a Buy?

i am too assessing if Robinhood is a buy, but I do hold Tiger stock myself. Albeit tokenized, why not fractional stocks on Tiger. 

PS: Do your own research and Not financial advice. 

Quick Conclusion, price is a hit steep for me now. No quick opportunity. Long term plays I have too many. 

Detail analysis here it is;

Robinhood (HOOD) has staged a massive rally in 2025, driven by surging revenues, profitability, and expansion into tokenized stocks. But is this fintech disruptor still a good investment at current prices? Let’s break it down across fundamentals, valuation, technicals, and innovation.

📊 Fundamentals & Valuation

Robinhood’s Q1 2025 revenue hit $927 million, up 40% YoY, with net income and cash flow turning positive. Active users grew to 25.8 million, and its Gold subscriber base crossed 3.2 million. However, the stock trades at a steep premium—over 72× forward earnings—with its intrinsic value estimated closer to $21 vs. a market price near $90. While the business model is scaling well, especially with rising interest and subscription income, traditional value metrics flag the stock as overvalued.

📈 Technical Momentum

Technically, HOOD has skyrocketed over 150% YTD, hitting multi-year highs. The rally is fueled by retail enthusiasm and bullish sentiment from analysts, some of whom raised targets to $91. But this price action also points to near-term overbought conditions. Unless backed by another strong earnings beat or product catalyst, a period of consolidation or correction seems probable.

🪙 Tokenized Stocks & Crypto Expansion

Robinhood’s launch of tokenized U.S. stocks in the EU is a game-changer. Users in over 30 countries can now trade 200+ tokenized stocks and ETFs 24/5 with no spreads. Backed by Arbitrum and with its own Layer-2 chain in development, this pivot into decentralized infrastructure enhances global scalability, user engagement, and potential margins. It’s Robinhood’s boldest crypto-native move yet.

👥 User Base & Revenue Mix

Robinhood’s users remain heavily concentrated in retail—average age is 35—and most revenue still comes from transaction-based fees and interest income. While that gives strong engagement, it also exposes the company to volatility if trading slows. Broadening into subscriptions and crypto diversification helps mitigate some of that risk.

🔍 Conclusion

Robinhood is evolving from a trading app into a multi-asset financial platform. While the growth story is compelling, current valuations look stretched. Long-term investors may consider waiting for a pullback—unless they’re fully bought into the crypto-tokenized future Robinhood is chasing