投資罪惡101的核心檢查清單可簡化為以下十項，建議逐一對照：
1. 過度交易：頻繁買賣導致成本侵蝕收益，忽視長期價值。
2. 缺乏多元化：集中投資單一資產或行業，未分散風險。
3. 情緒化決策：追漲殺跌，受市場情緒牽引而非理性分析。
4. 忽視風險控制：未設定止損/止盈，死扛虧損或貪婪不止。
5. 盲目跟風：跟從熱點或小道消息，缺乏獨立研究。
6. 過度依賴技術分析：迷信指標而忽視基本面，陷入價值陷阱。
7. 高負債與槓桿：融資炒股或投資高負債企業，放大虧損風險。
8. 錯失能力圈：投資不熟悉領域，如複雜金融產品或陌生行業。
9. 忽視交易成本：手續費、印花稅等長期累積影響收益。
10. 忽視長期目標：追求短期暴利，犧牲複利效應。
關鍵提醒：投資應以「不虧錢」為首要原則，嚴守安全邊界，遠離高風險行為（如做空、投機性衍生工具）。通過系統化檢查以上罪惡，可大幅降低投資失誤概率。
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