Goldman Sachs: 2026 Family Offices - Stay resilient, adopt AI, deploy cash, bet on growth. 🧐

Key Takeaways

$Goldman Sachs(GS)$ ' 2025 Family Office Report shows that among 245 family offices globally with an average of over $1 billion in assets under management, their biggest concerns are geopolitical conflicts (61%) and the failure of the world order, rather than market volatility.

Asset Allocation Strategy (Average):

• Cash 12%: As tactical "ammunition," used for bottom-fishing and adding to positions, not for hoarding.

• Equities 31%: Heavily invested in high-quality core assets (especially US tech stocks), serving as a foundation for inflation protection.

• Alternative Assets 42%: Core hedging tools, including gold, private equity, real estate, infrastructure, and energy, building an "anti-fragile" portfolio.

Key Investment Directions:

• AI (86% Allocated): 38% directly invested in the primary market (AGI, AI healthcare, robotics, computing infrastructure), betting on the next 30 years of industrial revolution.

• Crypto Assets (Allocation rate increased from 16% to 33%): Reaching 39% in the Asia-Pacific region, serving as "insurance" against global monetary system risks, not for speculation.

A replicable logic for ordinary people:

Maintain liquidity with cash, focusing on productivity assets.

Embrace long-term investment across the entire AI industry chain.

Moderately allocate to assets without sovereign risk (crypto, gold).