🟩 Is "Cash is King" actually destroying your retirement? If you are sitting on a pile of cash waiting for the market to crash, you are not alone—but you might be walking into a silent trap. With the Straits Times Index and S&P 500 hitting All-Time Highs, it feels safer to wait for a "better price." However, history warns us that waiting for a dip often costs far more in lost opportunity than the crash itself. In this video, we tackle the "All-Time High Phobia" that is paralyzing Singaporean investors and reveal why your "safe" cash position is actually a guaranteed loss against inflation.
We are breaking down the math behind the "Lump Sum vs. Dollar Cost Averaging" debate and looking at what the institutional data says about deploying capital in late 2025. I’m sharing my specific "60/40 Rule" for safely entering the market right now—balancing growth with the stability of Singapore Savings Bonds (SSBs). Plus, we uncover a massive divergence in the local banks: while the crowd is chasing DBS and UOB, our Fair Value models signal a dangerous downside for them, while pointing to a hidden "Alpha Play" in OCBC that offers both safety and yield.
Watch the full analysis to get the exact "Buy" and "Wait" price levels for the Big Three banks and download my complete strategy for navigating this record-high market without losing sleep. If you are ready to stop guessing and start analyzing, click the video to see the data that could save your portfolio from stagnation.
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