Takes roughly 80 months of $99 FSD to total today's purchase price of $8,000.
$8,000 worth of $TSLA instead while bleeding off $99 per month leaves you with $8K after 80 months with a 15% CAGR.
At TSLA's current 40% CAGR, you would have ~$20K after 80 months of paying $99.
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