as mentioned in there article, many people forget that they need to invest the SRS sum and hence lose more in the long run than if they had left it as cash and invested it (cash is more visible in the bank account) other than ETFs which track market, investing in quality stocks or insurance policies could work as well. among this list, REIT ETFs make most sense to me as they offer exposure to properties which will always be in demand. In addition, they are dividend paying with a yield of 6.2% (CSI) AND 4%+ CFA respectively. let's remember, SRS is used as a retirement planning tool as well. regular dividends is very desirable for retirement as a form of income replacement
Check Top 10 SRS ETFs Held by Investors: What’s Your SRS Allocation Pick?
📌 Top 10 ETFs held by SRS account holders
🔹 Local & Foreign Equity ETFs:
- SPDR Straits Times Index ETF (ES3) — exposure to Singapore’s largest companies;
- SPDR S&P 500 ETF (S27) — exposure to the US market’s top 500 stocks;
- Lion-OCBC Hang Seng Tech ETF (HST) — focus on major tech firms;
🔹 REIT ETFs:
- Lion-Phillip S-REIT ETF (CLR) — diversified property income exposure;
🔹 Bond ETFs:
- ABF Singapore Bond Index Fund (A35) & others for stability;
🔹 Gold ETF:
- SPDR Gold Shares (GSD) — a hedge and diversification allocation;
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
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