A new year begins, and track conditions are always changing; bet on an explosive Dark Horse with fun money but not the farm, be the Long-Distance Thoroughbred if time is greatest asset, and let the Steady Workhorse reach the winner's circle if nearing retirement

The explosive Dark Horse, chasing multi-baggers and hunting undervalued, high-upside plays, can turn $1K into $50K overnight but often ends up back at the starting line with empty pockets; the Long-Distance Thoroughbred, compounding quietly for years and believing in long-term compounding and core holdings, takes a patient approach, focusing on consistent growth rather than quick wins; the Steady Workhorse, focused on dividends and stability, hunts consistent returns and provides great income but can be outpaced by inflation if growth lags

While the Dark Horse sweats over volatile moonshots and the Steady Workhorse focuses on the immediate hay in the stable (dividends), the Long-Distance Thoroughbred plays the long game。。。