The banking trio combines resilient earnings, strong dividends and long-term exposure to Singapore's economy, but a 100-share lot can cost several thousand dollars, making it less accessible for smaller investors.

SGX is another quality compounder with recurring revenue, healthy cash generation and consistent dividends, though its board lot also requires a meaningful upfront investment.

Haw Par would be my wildcard. It is a well-managed business with valuable investments and a long track record, but its high share price often puts off first-time buyers.

Thankfully, fractional investing is becoming more common, so investors can start building positions without waiting until they can afford a full 100-share lot.