📺 YouTube: S$2.6 Billion 20-Year Green Bonds at 2.4%: What It Means for Your CPF and Retirement Money

The Investing Iguana

S$2.6 Billion 20-Year Green Bonds at 2.4%: What It Means for Your CPF and Retirement Money

🔍 The Angle

Singapore just sold S$2.6 billion of 20-year “safest money in the system” at 2.4%, and institutions were happy to take it. The part that should make you sit up is simple, that 2.4% is still below what your CPF SA and RA already quietly pay you for locking in long-term retirement savings. When the longest, green, sovereign paper prices under your CPF floor, it tells you safety is being bid up faster than income.

💰 What It Means For You

If you are relying on CPF, SRS and a dividend portfolio for retirement, this 2.4% print is a live read on what “risk-free” SGD actually earns for twenty years. It means every REIT and income stock in your portfolio has to justify real business and credit risk on top of that, not just look better than a savings account, because even the 10-year SSB and long SGS are sitting near 2%. In a world where safe money pays low single digits and the 3.2% floor and 4.7% hurdle are hard to clear, the cost of getting yield judgement wrong on your CPF and SRS capital goes up, not down.

📺 YouTube: https://youtu.be/CE0TkjvRzI4

📩 Substack: https://investingiguana.com/p/s26-billion-20-year-green-bonds-at

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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The part that should make you sit up is simple, that 2.4% is still below what your CPF SA and RA already quietly pay you for locking in long-term retirement savings. When the longest, green, sovereign paper prices under your CPF floor, it tells you safety is being bid up faster than income.</p>\n<p>💰 What It Means For You</p>\n<p>If you are relying on CPF, SRS and a dividend portfolio for retirement, this 2.4% print is a live read on what “risk-free” SGD actually earns for twenty years. It means every REIT and income stock in your portfolio has to justify real business and credit risk on top of that, not just look better than a savings account, because even the 10-year SSB and long SGS are sitting near 2%. In a world where safe money pays low single digits and the 3.2% floor and 4.7% hurdle are hard to clear, the cost of getting yield judgement wrong on your CPF and SRS capital goes up, not down.</p>\n<p>📺 YouTube: https://youtu.be/CE0TkjvRzI4</p>\n<p>📩 Substack: https://investingiguana.com/p/s26-billion-20-year-green-bonds-at</p></body></html>","htmlText":"<html><head></head><body><p></p>\n<p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/2f37b859546529230297c0df1bd5b7f0\" tg-width=\"1920\" tg-height=\"1080\"></p>\n<p><strong>S$2.6 Billion 20-Year Green Bonds at 2.4%: What It Means for Your CPF and Retirement Money</strong></p>\n<p>🔍 The Angle</p>\n<p>Singapore just sold S$2.6 billion of 20-year “safest money in the system” at 2.4%, and institutions were happy to take it. The part that should make you sit up is simple, that 2.4% is still below what your CPF SA and RA already quietly pay you for locking in long-term retirement savings. When the longest, green, sovereign paper prices under your CPF floor, it tells you safety is being bid up faster than income.</p>\n<p>💰 What It Means For You</p>\n<p>If you are relying on CPF, SRS and a dividend portfolio for retirement, this 2.4% print is a live read on what “risk-free” SGD actually earns for twenty years. It means every REIT and income stock in your portfolio has to justify real business and credit risk on top of that, not just look better than a savings account, because even the 10-year SSB and long SGS are sitting near 2%. In a world where safe money pays low single digits and the 3.2% floor and 4.7% hurdle are hard to clear, the cost of getting yield judgement wrong on your CPF and SRS capital goes up, not down.</p>\n<p>📺 YouTube: https://youtu.be/CE0TkjvRzI4</p>\n<p>📩 Substack: https://investingiguana.com/p/s26-billion-20-year-green-bonds-at</p></body></html>","text":"S$2.6 Billion 20-Year Green Bonds at 2.4%: What It Means for Your CPF and Retirement Money 🔍 The Angle Singapore just sold S$2.6 billion of 20-year “safest money in the system” at 2.4%, and institutions were happy to take it. The part that should make you sit up is simple, that 2.4% is still below what your CPF SA and RA already quietly pay you for locking in long-term retirement savings. When the longest, green, sovereign paper prices under your CPF floor, it tells you safety is being bid up faster than income. 💰 What It Means For You If you are relying on CPF, SRS and a dividend portfolio for retirement, this 2.4% print is a live read on what “risk-free” SGD actually earns for twenty years. It means every REIT and income stock in your portfolio has to justify real business and credit risk on top of that, not just look better than a savings account, because even the 10-year SSB and long SGS are sitting near 2%. In a world where safe money pays low single digits and the 3.2% floor and 4.7% hurdle are hard to clear, the cost of getting yield judgement wrong on your CPF and SRS capital goes up, not down. 📺 YouTube: https://youtu.be/CE0TkjvRzI4 📩 Substack: https://investingiguana.com/p/s26-billion-20-year-green-bonds-at","highlighted":1,"essential":1,"paper":2,"likeSize":1,"commentSize":0,"repostSize":0,"favoriteSize":0,"link":"https://ttm.financial/post/588906107217008","repostId":0,"isVote":1,"tweetType":1,"viewCount":0,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":1027,"optionInvolvedFlag":false,"xxTargetLangEnum":"ORIG"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/588906107217008"}