Before diving in, I want to outline my biases in ETF selection.

Firstly, my preference leans towards equities over other asset classes. This bias stems from equities' proven track record as the highest long-term return asset class, despite their inherent higher volatility. Consequently, you'll notice that all five ETFs I'm discussing are equity-based.

Secondly, my preference is for strategy-based ETFs over those concentrated in specific countries, sectors, or themes. The reasoning is clear: choosing a country, sector, or theme necessitates accurate and timely selection, which may not be ideal for long-term holding. In contrast, a strategy-based ETF dynamically adjusts its exposure according to its investing criteria, offering a more resilient approach for investors.

It's also worth noting that besides these five, there are high-performing passive index ETFs like the S&P 500 ETF (SPY) and Vanguard Total World Index ETF (VT) to consider, especially for broader exposure and minimizing the luck factor.