SoFi Technologies ( $SoFi Technologies Inc.(SOFI)$ ) is one of 71 public companies in the “Nondepository credit institutions” industry, but how does it contrast to its peers? We will compare SoFi Technologies to similar companies based on the strength of its dividends, analyst recommendations, institutional ownership, earnings, valuation, profitability and risk.
This table compares SoFi Technologies and its peers’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| SoFi Technologies | -36.32% | -9.24% | -4.49% |
| SoFi Technologies Competitors | 28.12% | 5.27% | 4.82% |
Analyst Ratings
This is a summary of current recommendations and price targets for SoFi Technologies and its peers, as provided by MarketBeat.
SoFi Technologies presently has a consensus price target of $14.04, indicating a potential upside of 99.13%. As a group, “Nondepository credit institutions” companies have a potential upside of 85.00%. Given SoFi Technologies’ stronger consensus rating and higher possible upside, research analysts clearly believe SoFi Technologies is more favorable than its peers.
Volatility & Risk
SoFi Technologies has a beta of 0.91, indicating that its stock price is 9% less volatile than the S&P 500. Comparatively, SoFi Technologies’ peers have a beta of 8.63, indicating that their average stock price is 763% more volatile than the S&P 500.
Earnings & Valuation
This table compares SoFi Technologies and its peers revenue, earnings per share and valuation.
| Gross Revenue | Net Income | Price/Earnings Ratio | |
| SoFi Technologies | $984.87 million | -$483.94 million | -8.59 |
| SoFi Technologies Competitors | $4.26 billion | $795.25 million | 8.66 |
SoFi Technologies’ peers have higher revenue and earnings than SoFi Technologies. SoFi Technologies is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.
Institutional & Insider Ownership
56.5% of SoFi Technologies shares are held by institutional investors. Comparatively, 54.9% of shares of all “Nondepository credit institutions” companies are held by institutional investors. 35.1% of SoFi Technologies shares are held by company insiders. Comparatively, 16.0% of shares of all “Nondepository credit institutions” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Summary
SoFi Technologies peers beat SoFi Technologies on 8 of the 13 factors compared.
About SoFi Technologies
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
source: defense world
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