this article does not make sen

2022-06-20

this article does not make sense. Apple is offering BNPL service for purchasing Apple products to increase their sales further. It is not to compete with other true blue BNPL service providers like Affirm which Apple is partnering again to increase sales of their Apple products. Extending BNPL to Apple Pay doesn't increase their Apple products at all. So no benefit to integrate the two systems even if it is within Apple. BNPL by other service providers are not only to increase Apple products sales. So only BNPL for apple products by other non-apple BNPL providers are affected by this BNPL venture by Apple.

Buy, Sell, Or Hold SoFi Stock After Apple’s Announcement?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

叫我發先生
2022-06-20
叫我發先生
Heng heng, pls give me a like
随便买卖的马自达方向盘
2022-06-20
随便买卖的马自达方向盘
写得很好，加油
Imkpy
2022-06-20
Imkpy
Good share
tigjun21
2022-06-20
tigjun21
👍
HappyChang
2022-06-20
HappyChang
good good good
Exodus991980
2022-06-20
Exodus991980
Cool

Leave a comment

{"i18n":{"language":"en_US"},"detailType":1,"isChannel":false,"data":{"magic":2,"id":9049070547,"tweetId":"9049070547","gmtCreate":1655729311489,"gmtModify":1676535693774,"author":{"id":3573346006551607,"idStr":"3573346006551607","authorId":3573346006551607,"authorIdStr":"3573346006551607","name":"phagefish","avatar":"https://static.tigerbbs.com/57ff9cd9a34b99b63bb4dcd9e51e874b","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":8,"crmLevelSwitch":0,"currentWearingBadge":{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"Real Trader","description":"Completed a transaction","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","individualDisplayEnabled":0},"individualDisplayBadges":[],"fanSize":8,"starInvestorFlag":false},"themes":[],"images":[],"coverImages":[],"extraTitle":"","html":"<html><head></head><body>this article does not make sense. Apple is offering BNPL service for purchasing Apple products to increase their sales further. It is not to compete with other true blue BNPL service providers like Affirm which Apple is partnering again to increase sales of their Apple products. Extending BNPL to Apple Pay doesn't increase their Apple products at all. So no benefit to integrate the two systems even if it is within Apple. BNPL by other service providers are not only to increase Apple products sales. So only BNPL for apple products by other non-apple BNPL providers are affected by this BNPL venture by Apple.&nbsp;</body></html>","htmlText":"<html><head></head><body>this article does not make sense. Apple is offering BNPL service for purchasing Apple products to increase their sales further. It is not to compete with other true blue BNPL service providers like Affirm which Apple is partnering again to increase sales of their Apple products. Extending BNPL to Apple Pay doesn't increase their Apple products at all. So no benefit to integrate the two systems even if it is within Apple. BNPL by other service providers are not only to increase Apple products sales. So only BNPL for apple products by other non-apple BNPL providers are affected by this BNPL venture by Apple.&nbsp;</body></html>","text":"this article does not make sense. Apple is offering BNPL service for purchasing Apple products to increase their sales further. It is not to compete with other true blue BNPL service providers like Affirm which Apple is partnering again to increase sales of their Apple products. Extending BNPL to Apple Pay doesn't increase their Apple products at all. So no benefit to integrate the two systems even if it is within Apple. BNPL by other service providers are not only to increase Apple products sales. So only BNPL for apple products by other non-apple BNPL providers are affected by this BNPL venture by Apple.","highlighted":2,"essential":1,"paper":1,"likeSize":50,"commentSize":0,"repostSize":0,"favoriteSize":0,"link":"https://ttm.financial/post/9049070547","repostId":1149288828,"repostType":4,"repost":{"id":"1149288828","pubTimestamp":1655714224,"share":"https://www.laohu8.com/m/news/1149288828?lang=&edition=full","pubTime":"2022-06-20 16:37","market":"us","language":"en","title":"Buy, Sell, Or Hold SoFi Stock After Apple’s Announcement?","url":"https://stock-news.laohu8.com/highlight/detail?id=1149288828","media":"InvestorPlace","summary":"SoFi stock investors are panic again for a good reason: Apple","content":"<html><head></head><body><ul><li>Sofi Technologies (NASDAQ:SOFI) investors fled after Apple (NASDAQ:AAPL) entered the buy now, pay later market</li><li>Fintech despair is real</li><li>SoFi may re-test the 52-week low of $4.82 and head lower</li></ul><img src=\"https://static.tigerbbs.com/fab8154a0c2bdfed3f15e221fb58c872\" tg-width=\"1024\" tg-height=\"576\" width=\"100%\" height=\"auto\"/>Source: Michael Vi / ShutterstockWhen markets staged a late-month rally in May, SoFi Technologies (NASDAQ:SOFI) joined it. SoFi stock stalled at the 50-day moving average. Thisis a technical resistancewhere selling pressure ended the attempted breakout. Apple’s (NASDAQ:AAPL) aggressive promotion of Apple Pay last week spooked SoFi investors. The technology giant already offers convenient monthly payment options. Apple will not only charge zero interest, but it will also forgive customers who do not pay back. Furthermore, the credit rating for those customers will not fall because Apple will not report the non-payment.Apple’s ambitions to increase adoption of Apple Pay casts doubt on SoFi, a fintech.Fintech Sell-Off Drags SoFi Stock LowerApple’s BNPL announcement shocked investors exposed to credit services and fintech. Last week, PayPal (NASDAQ:PYPL), Block (NYSE:SQ), Affirm Holdings (NASDAQ:AFRM) and Upstart Holdings (NASDAQ:UPST) fell along with SoFi. Markets are adjusting for the substantial competitive risks ahead.Credit balances financially stretched consumers. They have too much debt. They will need time to pay back the amount owed. BNPL will become a growing market. Before Apple announced the offering, markets thought that fintech would have an edge in the market. They bid shares of Affirm for over $176 late last year. PayPal stock traded as high as $310.16 in the last year before markets. Soon, investors realized faced a sharp slowdown in the electronic payment supplier’s core business.SoFi Has No MoatThe bears are betting big against SoFi. The short float is 18% as negative investors believe SoFi’s business lacks a moat. To outflank established financial institutions like Wells Fargo (NYSE:WFC) or Bank of America (NYSE:BAC), SoFi needs above-average customer growth. As market conditions tighten, it will have higher marketing costs. For example, it must offer higher incentives and offer little to no service fees.SoFi’s aggressive incentives will likely attract customers who are struggling financially. Conversely, banks have an established infrastructure to service new and existing customers. For example, they have staff to provide customer support in the branch or over the phone.SoFi is among the many fintech firms with limited customer support services. Customers who need to talk to a service representative must do so online or through email. The response could take days.Reduce SoFi From HereApple disrupted the fintech market with BNPL. It is willing to forgive customers who do not pay back, albeit only once. Still, customers enjoy that comfort in exchange for using Apple Pay.Once attached to Apple Pay, customers have one less reason to sign up for SoFi’s services. Markets are preparing for the severe competition that SoFi faces from here.</body></html>","source":"lsy1606302653667","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Buy, Sell, Or Hold SoFi Stock After Apple’s Announcement?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBuy, Sell, Or Hold SoFi Stock After Apple’s Announcement?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-06-20 16:37 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/2022/06/buy-sell-or-hold-sofi-stock-after-apples-announcement/>InvestorPlace</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSofi Technologies (NASDAQ:SOFI) investors fled after Apple (NASDAQ:AAPL) entered the buy now, pay later marketFintech despair is realSoFi may re-test the 52-week low of $4.82 and head lowerSource: ...\n\n<a href=\"https://investorplace.com/2022/06/buy-sell-or-hold-sofi-stock-after-apples-announcement/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"https://investorplace.com/2022/06/buy-sell-or-hold-sofi-stock-after-apples-announcement/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1149288828","content_text":"Sofi Technologies (NASDAQ:SOFI) investors fled after Apple (NASDAQ:AAPL) entered the buy now, pay later marketFintech despair is realSoFi may re-test the 52-week low of $4.82 and head lowerSource: Michael Vi / ShutterstockWhen markets staged a late-month rally in May, SoFi Technologies (NASDAQ:SOFI) joined it. SoFi stock stalled at the 50-day moving average. Thisis a technical resistancewhere selling pressure ended the attempted breakout. Apple’s (NASDAQ:AAPL) aggressive promotion of Apple Pay last week spooked SoFi investors. The technology giant already offers convenient monthly payment options. Apple will not only charge zero interest, but it will also forgive customers who do not pay back. Furthermore, the credit rating for those customers will not fall because Apple will not report the non-payment.Apple’s ambitions to increase adoption of Apple Pay casts doubt on SoFi, a fintech.Fintech Sell-Off Drags SoFi Stock LowerApple’s BNPL announcement shocked investors exposed to credit services and fintech. Last week, PayPal (NASDAQ:PYPL), Block (NYSE:SQ), Affirm Holdings (NASDAQ:AFRM) and Upstart Holdings (NASDAQ:UPST) fell along with SoFi. Markets are adjusting for the substantial competitive risks ahead.Credit balances financially stretched consumers. They have too much debt. They will need time to pay back the amount owed. BNPL will become a growing market. Before Apple announced the offering, markets thought that fintech would have an edge in the market. They bid shares of Affirm for over $176 late last year. PayPal stock traded as high as $310.16 in the last year before markets. Soon, investors realized faced a sharp slowdown in the electronic payment supplier’s core business.SoFi Has No MoatThe bears are betting big against SoFi. The short float is 18% as negative investors believe SoFi’s business lacks a moat. To outflank established financial institutions like Wells Fargo (NYSE:WFC) or Bank of America (NYSE:BAC), SoFi needs above-average customer growth. As market conditions tighten, it will have higher marketing costs. For example, it must offer higher incentives and offer little to no service fees.SoFi’s aggressive incentives will likely attract customers who are struggling financially. Conversely, banks have an established infrastructure to service new and existing customers. For example, they have staff to provide customer support in the branch or over the phone.SoFi is among the many fintech firms with limited customer support services. Customers who need to talk to a service representative must do so online or through email. The response could take days.Reduce SoFi From HereApple disrupted the fintech market with BNPL. It is willing to forgive customers who do not pay back, albeit only once. Still, customers enjoy that comfort in exchange for using Apple Pay.Once attached to Apple Pay, customers have one less reason to sign up for SoFi’s services. Markets are preparing for the severe competition that SoFi faces from here.","news_type":1},"isVote":1,"tweetType":1,"viewCount":839,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":["AAPL"],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":510,"xxTargetLangEnum":"ORIG"},"commentList":[{"id":102449436,"commentId":"102449436","gmtCreate":1655730122699,"gmtModify":1663252369229,"authorId":3580035997152767,"author":{"id":3580035997152767,"idStr":"3580035997152767","authorId":3580035997152767,"name":"叫我發先生","avatar":"https://static.tigerbbs.com/d5d159231e093de326a4e853f6306323","vip":1,"currentWearingBadge":{"badgeId":"01b3845ecc2144cfa651fa1378bf8b0f-1","templateUuid":"01b3845ecc2144cfa651fa1378bf8b0f","name":"Thai Tiger","description":"Joined related football topics in the Tiger Community","bigImgUrl":"https://community-static.tradeup.com/news/cef0ddd0d1ca6d8fc82b727490fb7ef0","smallImgUrl":"https://community-static.tradeup.com/news/cef0ddd0d1ca6d8fc82b727490fb7ef0","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.01.16","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":4001},"hat":"https://static.tigerbbs.com/4c5ceab71416b120bab4604c0754b52a","crmLevel":5,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":9049070547,"objectIdStr":"9049070547","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Heng heng, pls give me a like","text":"Heng heng, pls give me a like","html":"Heng heng, pls give me a like","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0},{"id":102449409,"commentId":"102449409","gmtCreate":1655730080333,"gmtModify":1663252369432,"authorId":3572331926181600,"author":{"id":3572331926181600,"idStr":"3572331926181600","authorId":3572331926181600,"name":"随便买卖的马自达方向盘","avatar":"https://static.tigerbbs.com/7898b0bcfec121acb01223a954e49403","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":9049070547,"objectIdStr":"9049070547","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"写得很好，加油","text":"写得很好，加油","html":"写得很好，加油","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0},{"id":102449213,"commentId":"102449213","gmtCreate":1655729504682,"gmtModify":1663252369233,"authorId":3574111436480842,"author":{"id":3574111436480842,"idStr":"3574111436480842","authorId":3574111436480842,"name":"Imkpy","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":9049070547,"objectIdStr":"9049070547","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Good share","text":"Good share","html":"Good share","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0},{"id":102449317,"commentId":"102449317","gmtCreate":1655729759143,"gmtModify":1663252373364,"authorId":3586727224777349,"author":{"id":3586727224777349,"idStr":"3586727224777349","authorId":3586727224777349,"name":"tigjun21","avatar":"https://static.tigerbbs.com/1489edbdcd060bf1847e9db95b958b2d","vip":1,"currentWearingBadge":{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"Real Trader","description":"Completed a transaction","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1100},"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":9049070547,"objectIdStr":"9049070547","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"👍","text":"👍","html":"👍","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"invalid","coins":0,"score":0},{"id":102449368,"commentId":"102449368","gmtCreate":1655729997843,"gmtModify":1663252373036,"authorId":3568726666183323,"author":{"id":3568726666183323,"idStr":"3568726666183323","authorId":3568726666183323,"name":"HappyChang","avatar":"https://static.tigerbbs.com/9e8e1a11fb2cb0f19b9fbbdf77edd4c1","vip":1,"currentWearingBadge":{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"Real Trader","description":"Completed a transaction","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1100},"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":9049070547,"objectIdStr":"9049070547","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"good good good","text":"good good good","html":"good good good","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"invalid","coins":0,"score":0},{"id":102449386,"commentId":"102449386","gmtCreate":1655730027921,"gmtModify":1663252372542,"authorId":3572160869274405,"author":{"id":3572160869274405,"idStr":"3572160869274405","authorId":3572160869274405,"name":"Exodus991980","avatar":"https://static.tigerbbs.com/d905c3786b37f797c0424dafc86bbd30","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":9049070547,"objectIdStr":"9049070547","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Cool","text":"Cool","html":"Cool","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"invalid","coins":0,"score":0}],"isCommentEnd":false,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/9049070547"}