Just some thoughts on the market. During these trying times, it is ever more obvious that those that are patient will emerge with huge profits after this crisis while those that are not will suffer huge loses. As Warren Buffet once said, the maket transfers money from the patient to the impatient. Never panic buy because the stock is on a huge "discount". Likewise, never panic sell because the stock is 10, 20 percent down. Always look at the fundementals of the company and ask yourself: "Will this company still be around 5,10,15 years later to disrupt?"If your answer is yes, hold on to the stock if you have it or dollar cost average during this market downtime to increase your position if you want to. For me, I will never invest in the short term as the stock market is irrational and volatile short term. Always invest long term beause the market will always go up in the long term. Stay strong, stay patient and stay invested!