Not many people understand this but Tesla's auto-insurance and FSD (autonomous driving) actually goes hand-in-hand.
If you drive or have bought auto insurance before, you will know that there are several factors insurance considers ie who drives the car, how often is the car used etc. If someone drives your car and gets into accident but your policy only covers yourself as the driver, then the coverage is void.
Without a valid car insurance, it won't be legal to have the car on the road. Traditional car insurance policies don't have policies for autonomous driving. So in this case, Tesla has to do it themselves.
When they are aggressively expanding their efforts in insurance as mentioned in their Q4 earnings cal, it is a clue to how far their progress is on FSD.
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